12 8th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 12 8th St, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,651 sqft · built 1971
Lot Size	0.18 acres (7,862 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Dec 2022)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4388-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4388-1`
Alternative APN	`05-2S-23-2080-0015-001A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,651 sqft Heated Area
Gross Area	2,755 sqft
1st Floor Area	1,339 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,862 sqft (0.18 acres)
Lot Width	80 ft Width
Porch	Enclosed Porch
Porch Area	252 sqft
Patio Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	12 8TH ST
City	SHALIMAR
State	FL
Zip	32579-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE COM AT NW COR OF LOT 28 BLK 15 S 160 FT FOR POB S 80 FT E 95 FT N 80 FT W 95 FT TO POB 1160-491
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	15
Legal Lot Number	28
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3016
Census Tract	21501

Owner

12 8th St is owned and occupied by an individual who bought it in December 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12 8TH ST, SHALIMAR, FL 32579-1910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Dec 1, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Feb 7, 2020	Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Document Number	3593500
Deed Book / Page	3653 / 446
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	12 8TH ST, SHALIMAR, FL 32579-1910
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 8TH ST, SHALIMAR, FL 32579-1910

Mortgage

Document Number	0003683463
Date	Apr 22, 2024
Instrument	3683463

Lender

Name	RIVER CITY MORTGAGE LLC
Address	4555 LAKE FOREST DR STE 450, BLUE ASH, OH 45242

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 1, 2022
Property Address	12 8TH ST, SHALIMAR, FL 32579-1910
Document Number	0036530446
Book / Page	3653 / 446
Instrument Date	Nov 30, 2022
Instrument	3593500
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2310 W BEACH DR, PANAMA CITY, FL 32401-1657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 8TH ST, SHALIMAR, FL 32579-1910

Mortgage

Document Number	0003653448
Date	Dec 1, 2022
Instrument	3653/448

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 7, 2020
Property Address	12 8TH ST, SHALIMAR, FL 32579-1910
Document Number	0034424615
Book / Page	003442 / 004615
Instrument Date	Feb 4, 2020
Instrument	3335855
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Tax	$1,456.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 DORADO AVE FORT WALTON BEACH FL 325486937, FORT WALTON BEACH, FL 32548-6937

Tax Assessment & Valuation

The 2025 property tax bill for 12 8th St was $3,917.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00	$319,392 Land $83,200 Building $236,192	$319,392 Land $83,200 Building $236,192
2023	$3,973.00 (+174.38%)	$320,932 (+176.68%) Land $58,203 Building $262,729	$320,932 (+176.68%) Land $58,203 Building $262,729
2022	$1,448.00	$115,992 Land $54,396 Building $61,596	$115,992 Land $54,396 Building $61,596

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 8th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 8th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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