12 6th St, Shelby, OH 44875 Property Records

Richland County property record for 12 6th St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,792 sqft · built 1940
Lot Size	0.118 acres (5,118 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Dec 2005)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Dec 2005 Second Mortgage Jan 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-027-11-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-027-11-000`
Alternative APN	`05274`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	728 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum Siding
Foundation Type	Raised
Lot Area	5,118 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 6TH ST
City	SHELBY
State	OH
Zip	44875-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1667 & 8.25 FT VAC ALLEY TO W 40 X 128.25 SIXTH ST
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4036
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 6TH ST, SHELBY, OH 44875-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPTION ONE MORTGAGE CORP
Jan 14, 2008	Deed of Trust, Mortgage · FHA Mortgage NATIONAL CITY MORTGAGE
Jun 30, 2014	Deed of Trust, Mortgage · FHA Mortgage PNC MORTGAGE LLC
Dec 15, 2005	Survivorship Deed, Transfer · Balloon Mortgage OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2005 · Amount on Record
Deed Sale	Dec 15, 2005 · Amount on Record
Prior Sale	Mar 26, 2001 · Amount on Record
Deed Document Number	200523777
Deed Book / Page	1597 / 191
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	12 6TH ST, SHELBY, OH 44875-1321
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01597/0204
Date	Dec 15, 2005
Book Page	1597/0204
Instrument	200500023779

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	3 ADA, IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Feb 1, 2036

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	12 6TH ST, SHELBY, OH 44875-1321
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01816/0058
Date	Jan 14, 2008
Book Page	1816/0058
Instrument	200800000482

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2038

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	12 6TH ST, SHELBY, OH 44875-1321
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02317/0569
Date	Jun 30, 2014
Book Page	2317/0569
Instrument	201400007379

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2044

December 2005: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 15, 2005
Property Address	12 6TH ST, SHELBY, OH 44875-1321
Document Number	01597/0191
Book / Page	1597 / 0191
Instrument Date	Dec 13, 2005
Instrument	200500023777
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 6TH ST, SHELBY, OH 44875-1321
Investor	Possibly a Property Investor

Mortgage

Document Number	01597/0193
Date	Dec 15, 2005
Book Page	1597/0193
Instrument	200500023778

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	3 ADA, IRVINE, CA 92618

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.7%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 (+0.08%)	$33,890 (-) Land $2,860 Building $31,030
2024	$1,261.00 (-2.78%) Homeowner's exemption	$33,890 (-) Land $2,860 Building $31,030
2023	$1,297.00 (-2.85%) Homeowner's exemption	$33,890 (+8.38%) Land $2,860 Building $31,030	$96,840 (+8.37%) Land $8,180 Building $88,660
2022	$1,335.00 Homeowner's exemption	$31,270 Land $3,070 Building $28,200
2020			$89,360 Land $8,780 Building $80,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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