12 6th St, Derby, CT 06418 Property Records

Derby City property record for 12 6th St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,286 sqft · built 1877
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jan 2022)
Tax Bill	$5,648 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:5 L:46`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:5 L:46`
Alternative APNs	`001960` `7828` `1960`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1960
Street Address	12 6TH ST
City	DERBY
State	CT
Zip	06418-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CDD
Legal Block	5
Legal Lot Number	46
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4016
Census Tract	120200

Owner

12 6th St is owned and occupied by two individuals who bought it in January 2022.

Source: Derby City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 6TH ST, DERBY, CT 06418-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 10, 2022	Warranty Deed, Transfer · FHA Mortgage ALLIED MORTGAGE & SERVICES
Apr 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	202253
Deed Book / Page	872 / 236
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	12 6TH ST, DERBY, CT 06418-1812
Transaction Type	Mortgage
Record Updated	Apr 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000945-77
Date	Mar 21, 2025
Book Page	945/77
Instrument	369

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jan 10, 2022
Property Address	12 6TH ST, DERBY, CT 06418-1812
Document Number	000872-236
Book / Page	872 / 236
Instrument Date	Dec 30, 2021
Instrument	53
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FERRIS AVE # A, A, WHITE PLAINS, NY 10601-1092

Mortgage

Document Number	0000000054
Date	Jan 10, 2022
Instrument	54

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Apr 5, 2021
Property Address	12 6TH ST, DERBY, CT 06418-1812
Document Number	844-232
Book / Page	844 / 232
Instrument Date	Mar 28, 2021
Instrument	655
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 12 6th St was $5,648, up 11.7% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,648.00 (+11.71%)	$146,930 (+25.54%) Land $22,680 Building $124,250	$297,781 (+263.47%)
2025	$5,056.00	$117,040 Land $18,940 Building $98,100	$81,928 Land $13,258 Building $68,670
2024	$5,056.00 (+11.91%)
2023	$4,518.00	$117,040 (-) Land $18,900 Building $98,140
2022	$4,518.00	$117,040 Land $18,900 Building $98,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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