Harrison County property record for 12 51st St, Gulfport, MS 39507
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,998 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,765 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0909O-01-036.000 |
| Primary APN | 0909O-01-036.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,998 sqft Adjusted Area |
| 1st Floor Area | 2,330 sqft |
| 2nd Floor Area | 679 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Asbestos |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 474 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 028411 |
|---|---|
| Street Address | 12 51ST ST |
| City | GULFPORT |
| State | MS |
| Zip | 39507-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 16 & 17 BLK 19 GULFPORT BAYOU VIEW SUBD |
| Legal Range | 11 |
| Legal Township | 07 |
| Legal Section | 24 |
| Legal Subdivision | GULFPORT BAYOU VIEW BLKS 1-50 |
| Legal Block | 19 |
| Legal Lot Number | 16-17 17 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 1600 |
12 51st St is owned and occupied by two individuals who acquired it in November 2015.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 51ST ST, GULFPORT, MS 39507-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Apr 11, 2019 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2015 |
| Deed Sale | Nov 24, 2015 |
| Deed Document Number | 2015-0008634-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 12 51ST ST, GULFPORT, MS 39507-4430 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202004889TJ1 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-04889-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 12 51ST ST, GULFPORT, MS 39507-4430 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190002902TJ1 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 2019-0002902-T-J1 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount on Record |
|---|---|
| Term | 18 Months |
| Due | Oct 2, 2020 |
The 2025 property tax bill for 12 51st St was $4,765 with exemptions applied, up 4.2% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Gulfport City |
| Unified School District | Gulfport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,765.00 (+4.2%) Homeowner's exemption Disabled Person's exemption | $38,390 | $383,902 Land $72,450 Building $311,452 |
| 2024 | $4,573.00 (-8.47%) | ||
| 2023 | $4,996.00 (+6.39%) Homeowner's exemption Disabled Person's exemption | $36,936 | $369,357 Land $72,450 Building $296,907 |
| 2022 | $4,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 51st St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 412 (1978–2021) |
| Claims Outside the SFHA | 89 of 412 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 51st St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCUA-EAST serves 404 people · EPA ID MS0240272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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