12 3rd St, Frederick, MD 21701 Property Records

Frederick County property record for 12 3rd St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1898
Square Footage	2,985 sqft Living Area
Lot Size	7,371 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$880,000 (2021)
Tax Bill	$11,515.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-033739`
Alternative APNs	`2033739` `033739`

Interior

Full Baths	2 Baths
Building Area	2,985 sqft Living Area
1st Floor	1,396 sqft 1st Floor
Stories	3 Stories

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Sawtooth Roof Construction
Roof Material	Metal Roof
Lot Area	7,371 sqft (0.169 acres)
Depth X Width	162 ft x 2 ft Depth x Width
Porch	Open Porch
Porch Area	135 sqft Porch

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	033739
Street Address	12 3RD ST
City	FREDERICK
State	MD
Zip	21701
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 45 1/2 X 162 12 W. 3RD ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	12,45
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1003
Census Tract	750200

Owner

Source: Frederick County records · APN 02-033739

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 W 3RD ST, FREDERICK, MD 21701-5331
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Dec 29, 1997 · Amount on Record
Deed Book / Page	15022 / 441
Prior Transfer Date	Oct 02, 2015
Prior Transfer Doc	0108480498
Record Refreshed	Jun 08, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 25, 2021
Property Address	12 W 3RD ST, FREDERICK, MD 21701-5331
Document Number	0150220441
Book / Page	15022 / 441
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,400.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	12 W 3RD ST, FREDERICK, MD 21701-5331

Mortgage

Document Number	15022448
Date	Jun 25, 2021
Instrument	15022/448

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$812,400 (+25.84%) Land $217,400 Building $595,000	$812,400 (-) Land $217,400 Building $595,000
2024	$11,515.00 (+7.31%)
2023	$10,731.00 Homeowner's exemption	$645,600	$812,400 Land $217,400 Building $595,000

Flood & Wildfire

12 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.