12 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 12 2nd St, Troy, NY 12180

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,945 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$155,000 (Nov 2011)
Tax Bill$9,706 (2026)
Deeds & MortgagesJun 2020 Loan Modification
Jun 2020 Mortgage
APN381700 101.53-8-22

Property Details

APN / Parcel Number

Primary APN381700 101.53-8-22
Alternative APN
  • 0302650

Interior

Stories3 Stories
Building Area3,945 sqft Gross Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1980
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions131 ft deep x 25.2 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0302650
Street Address12 2ND ST
CityTROY
StateNY
Zip12180-3921
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeDMU
Legal Description3 STY BRK BLDG & 1 STY F 131-2 M7 NPT 162
Legal Block8
Legal Lot Number22.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1021
Census Tract40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Troy Historic District
listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address207 BROADWAY, TROY, NY 12180-3209
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Loan Modification, Mortgage
PIONEER BK
Jun 18, 2020Deed of Trust, Mortgage
PIONEER BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2011 · Amount on Record
Deed SaleNov 14, 2011 · Amount on Record
Prior SaleJul 22, 2005 · Amount on Record
Deed Book / Page6088 / 40
Record UpdatedOct 29, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRENSSELAER NY
Property Address12 2ND ST, TROY, NY 12180-3921
Document Number0000570260
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 2ND ST TROY NY 121803921, TROY, NY 12180-3921

Mortgage

Document Number0000570260
DateJun 24, 2020
Book Page009199/000208
Instrument570260
Lender
NamePIONEER BK
TypeBank
AddressALBANY, NY 12211-0799
Agreement
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address12 2ND ST, TROY, NY 12180-3921
Document Number0000570259
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 2ND ST TROY NY 121803921, TROY, NY 12180-3921

Mortgage

Document Number0000570259
DateJun 24, 2020
Book Page009199/000185
Instrument570259
Lender
NamePIONEER BK
TypeBank
AddressALBANY, NY 12211-0799
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,706.00 (+20.15%)
2025$8,078.00 (+3.17%)$170,000 (-) Land $15,000 Building $155,000$291,100 (+19.84%) Land $25,685 Building $265,415
2023$170,000 (-) Land $15,000 Building $155,000$242,900 (+8.59%) Land $21,432 Building $221,468
2022$7,830.00$170,000 Land $15,000 Building $155,000$223,684 Land $19,737 Building $203,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number