12 1st St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 12 1st St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,392 sqft · built 1996
Lot Size	0.12 acres (5,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$727,000 (Oct 2023)
Tax Bill	$7,886 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:157 B:629 L:943`

Property Details

APN / Parcel Number

Primary APN	`MALD M:157 B:629 L:943`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	1,844 sqft
Basement Area	436 sqft
Unfinished Basement	436 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,240 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 1ST ST
City	MALDEN
State	MA
Zip	02148-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	629
Legal Lot Number	943
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1004
Census Tract	341903

Owner

Source: Middlesex County and Malden City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 1ST ST, MALDEN, MA 02148-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOWELL FIVE CENTS SAVINGS BANK
Oct 18, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING FUND
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	2023122574
Deed Book / Page	82145 / 120
Prior Transfer Date	Oct 13, 2023
Prior Transfer Doc	082108-240
Record Updated	Jun 8, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Oct 27, 2023
Property Address	12 1ST ST, MALDEN, MA 02148-1948
Document Number	082145-120
Book / Page	82145 / 120
Instrument Date	Oct 27, 2023
Instrument	122574
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 1ST ST, MALDEN, MA 02148-1948

Mortgage

Document Number	0000122575
Date	Oct 27, 2023
Instrument	122575

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2038
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Oct 18, 2023
Property Address	12 1ST ST, MALDEN, MA 02148-1948
Document Number	082108-240
Book / Page	82108 / 240
Instrument Date	Oct 13, 2023
Instrument	117988
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 1ST ST, MALDEN, MA 02148-1948

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Jun 9, 2023
Property Address	12 1ST ST, MALDEN, MA 02148-1948
Document Number	081634-194
Book / Page	81634 / 194
Instrument Date	Jun 7, 2023
Instrument	61451
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 RAYBURN RD, STOUGHTON, MA 02072-1719

Mortgage

Document Number	0000061452
Date	Jun 9, 2023
Instrument	61452

Lender

Name	CROWD LENDING FUND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	12 1ST ST, MALDEN, MA 02148-1948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72127-47
Date	Jan 15, 2019
Book Page	72127/47
Instrument	5945

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,886.00 (+2.27%)	$696,600 (+5.61%) Land $308,400 Building $388,200	$675,450
2024	$7,711.00 (+12.19%)	$659,600 (+16.99%) Land $302,100 Building $357,500
2023	$6,873.00	$563,800 Land $275,000 Building $288,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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