11S012 River Dr, Naperville, IL 60565 Property Records

Will County property record for 11S012 River Dr, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,427 sqft · built 1979
Lot Size	0.64 acres (27,969 sqft)
Owner	2 Individual Names on File
Last Sale	$441,900 (May 2015)
Tax Bill	$11,621 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-12-202-008`

Property Details

APN / Parcel Number

Primary APN	`07-01-12-202-008`
Alternative APN	`01122020080000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,427 sqft Total Area
1st Floor Area	2,427 sqft
Basement Area	1,362 sqft
Finished Basement	1,262 sqft
Unfinished Basement	1,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Construction Type	Frame
Lot Area	27,969 sqft (0.64 acres)
Garage Area	507 sqft

Location & Zoning

Street Address	11S012 RIVER DR
City	NAPERVILLE
State	IL
Zip	60565-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 UNIT 2 IN RIVERCREST ESTATES UNIT 2, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC. 12, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	12
Legal Subdivision	RIVERCREST ESTATES
Legal Block	2
Legal Lot Number	14
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2001
Census Tract	880316

Owner

11S012 River Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11S012 RIVER DR, NAPERVILLE, IL 60565-5521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2015 · Amount on File
Deed Sale	May 11, 2015 · Amount on File
Prior Sale	Jul 20, 1998 · Amount on File
Deed Document Number	201539558
Prior Transfer Date	Sep 24, 1996
Prior Transfer Doc	0000103539
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	11S012 RIVER DR, NAPERVILLE, IL 60565-5521
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055040
Date	May 18, 2021
Instrument	R2021055040

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	287 Months
Due	Apr 1, 2045

Interest

Rate	3.18%

Tax Assessment & Valuation

The 2025 property tax bill for 11S012 River Dr was $11,621.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,621.00	$212,269 (+9.95%) Land $28,522 Building $183,747	$636,807 (+9.95%) Land $85,566 Building $551,241
2024		$193,060 Land $25,941 Building $167,119	$579,180 Land $77,823 Building $501,357
2022	$10,274.00 Homeowner's exemption	$161,336 Land $21,679 Building $139,657	$484,008 Land $65,037 Building $418,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11S012 River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11S012 River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20