11997 Saddleback Dr, Truckee, CA 96161 Property Records

Nevada County property record for 11997 Saddleback Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,397 sqft · built 2006
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Oct 2004)
Tax Bill	$12,537 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`019-710-048-000`

Property Details

APN / Parcel Number

Primary APN	`019-710-048-000`
Alternative APN	`19-710-48-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,397 sqft Living Area
1st Floor Area	1,782 sqft
2nd Floor Area	585 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Lot Area	26,136 sqft (0.6 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	2,397 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	19-710-48-000
Street Address	11997 SADDLEBACK DR
City	TRUCKEE
State	CA
Zip	96161-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 111 PINE FOREST AT TRUCKE 2
Legal Subdivision	PINE FOREST AT TRUCKE 2
Legal Lot Number	111
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2006
Census Tract	1211

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11997 SADDLEBACK DR, TRUCKEE, CA 96161-2845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Oct 18, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2004 · Amount on Record
Deed Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	200441687
Last Transfer Date	Sep 4, 2018
Transfer Doc	0000020449
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11997 SADDLEBACK DR, TRUCKEE, CA 96161-2845
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11997 SADDLEBACK DR, TRUCKEE, CA 96161-2845

Mortgage

Document Number	0000001815
Date	Feb 10, 2026
Instrument	20260001815

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 18, 2018
Property Address	11997 SADDLEBACK DR, TRUCKEE, CA 96161-2845
Document Number	0000020449
Instrument Date	Sep 4, 2018
Instrument	20449
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11997 SADDLEBACK DR TRUCKEE CA 961612845, TRUCKEE, CA 96161-2845

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,059,079 (+2%) Land $284,234 Building $774,845
2025	$12,537.00 (+3.25%) Homeowner's exemption	$1,038,313 (+4.04%) Land $278,661 Building $759,652
2023	$12,142.00 (+2.57%) Homeowner's exemption	$997,996 Land $267,842 Building $730,154	$1,792,440
2022	$11,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Plumas-Sierra Telecommunications, Verizon.

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