11996 117th St, Largo, FL 33778 Property Records

Pinellas County property record for 11996 117th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1990
Lot Size	0.192 acres (8,355 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Mar 2016)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8046-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8046-7`
Alternative APNs	`09-30-15-00000-430-4820` `301509000004304820` `153009000004304820` `R101304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,388 sqft
Flooring	Carpet

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,355 sqft (0.192 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	450 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101304
Street Address	11996 117TH ST
City	LARGO
State	FL
Zip	33778-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N 75FT OF S 733FT OF W 330 FT OF E 1/2 OF SW 1/4 OF SE 1/4 OF SEC 09-30-15 LESS W 190FT THEREOF
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	N 75FT OF S 733FT OF W 330
Legal Block	430
Legal Lot Number	4820
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1060
Census Tract	25307

Owner

11996 117th St is owned and occupied by two individuals who acquired it in June 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11996 117TH ST, LARGO, FL 33778-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer · Line of Credit FLORIDA CENTRAL CU
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit FLORIDA CENTRAL CU
Mar 31, 2017	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2016 · Amount on File
Deed Sale	Mar 23, 2016 · Amount on File
Prior Sale	Dec 23, 2015 · Amount on File
Deed Document Number	201685324
Deed Book / Page	19127 / 381
Last Transfer Date	Jun 12, 2023
Transfer Doc	0225192121
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jul 31, 2023
Property Address	11996 117TH ST, SEMINOLE, FL 33778-2409
Document Number	0225192121
Book / Page	22519 / 2121
Instrument Date	Jun 12, 2023
Instrument	2023197308
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	AMERICAN HOME TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11996 117TH ST, LARGO, FL 33778-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11996 117TH ST, LARGO, FL 33778-2409

Mortgage

Document Number	0225192123
Date	Jul 31, 2023
Book Page	22519/2123
Instrument	2023197309

Lender

Name	FLORIDA CENTRAL CU
Type	Credit Union
Address	TAMPA, FL 33679

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11996 117TH ST, SEMINOLE, FL 33778-2409
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11996 117TH ST, LARGO, FL 33778-2409

Mortgage

Document Number	0214880001
Date	Apr 15, 2021
Book Page	21488/1
Instrument	2021124295

Lender

Name	FLORIDA CENTRAL CU
Type	Credit Union
Address	TAMPA, FL 33609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11996 117TH ST, SEMINOLE, FL 33778-2409
Document Number	0195810099
Book / Page	019581 / 000099
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11996 117TH ST LARGO FL 337782409, LARGO, FL 33778-2409

Mortgage

Document Number	0195810099
Date	Apr 6, 2017
Book Page	019581/000099
Instrument	106571

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 11996 117th St was $3,379 with a homeowner's exemption, up 4.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00 (+4.84%) Homeowner's exemption	$222,798	$385,793 Land $85,083 Building $300,710
2024	$3,223.00 (+1.13%)
2023	$3,187.00 (+1.4%) Homeowner's exemption	$210,213 (+3%)	$331,989 (+24.36%) Land $89,867 Building $242,122
2022	$3,143.00 Homeowner's exemption	$204,090	$266,955 Land $84,969 Building $181,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11996 117th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11996 117th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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