Nevada County property record for 11993 Bernese Ln, Truckee, CA 96161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,023 sqft · built 1979 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jun 2010) |
| Tax Bill | $6,516 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-110-012-000 |
| Primary APN | 044-110-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,023 sqft Living Area |
| 1st Floor Area | 873 sqft |
| 2nd Floor Area | 150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Traditional |
| Lot Area | 14,810 sqft (0.34 acres) |
| View / Lot | Average |
| Porch | Porch |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 44-110-12-000 |
|---|---|
| Street Address | 11993 BERNESE LN |
| City | TRUCKEE |
| State | CA |
| Zip | 96161-6031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 285 TAHOE DONNER UNIT #1 |
| Legal Subdivision | TAHOE DONNER UNIT #1 |
| Legal Lot Number | 285 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | DONNER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1208 |
Source: Nevada County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 8996, TRUCKEE, CA 96162-8996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on Record |
| Deed Sale | Jun 30, 2010 · Amount on Record |
| Deed Document Number | 201015040 |
| Prior Transfer Date | Jun 1, 2010 |
| Prior Transfer Doc | 0000013235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 11993 BERNESE LN, TRUCKEE, CA 96161-6031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11993 BERNESE LN, TRUCKEE, CA 96161-6031 |
| Document Number | 0000002373 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 20240002373 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 7, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 11993 BERNESE LN, TRUCKEE, CA 96161-6031 |
| Document Number | 0000028139 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 8996 TRUCKEE CA 961628996, TRUCKEE, CA 96162-8996 |
| Document Number | 0000028139 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 28139 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2047 |
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Municipality | Truckee Town |
| Unified School District | Tahoe-Truckee Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,669 (+2%) Land $198,480 Building $263,189 | ||
| 2025 | $6,516.00 (+4.52%) Homeowner's exemption | $452,618 (+4.04%) Land $194,589 Building $258,029 | |
| 2023 | $6,234.00 (+3.42%) Homeowner's exemption | $435,044 Land $187,034 Building $248,010 | $665,370 |
| 2022 | $6,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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