11991 Rocoso Rd, #93, Lakeside, CA 92040 Property Records

San Diego County property record for 11991 Rocoso Rd, #93, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,640 sqft · built 1973
Lot Size	1 acre (43,560 sqft)
Owner	2 Company Names on File
Tax Bill	$8,940 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`375-070-28-00`

Property Details

APN / Parcel Number

Primary APN	`375-070-28-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,640 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11991 ROCOSO RD, 93
City	LAKESIDE
State	CA
Zip	92040-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	TCT 2 LOT 137 1.00 AC M/L IN TR 001492
Legal Subdivision	S D EUCALYPTUS COS LANDS
Legal Tract	001492
Legal Block	1
Legal Lot Number	137
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	16901

Owner

11991 Rocoso Rd, #93 is owned by a company that acquired it in April 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2015
Deed Sale	Apr 27, 2015
Prior Sale	Aug 28, 2013 · Amount on File
Deed Document Number	2015204462
Prior Transfer Date	Sep 8, 2010
Prior Transfer Doc	0000609462
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2026
Property Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037
Document Number	0000084662
Map Reference	MAP 1492
Instrument Date	Feb 25, 2026
Instrument	2026-0084662
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276420
Date	Jun 1, 2020
Instrument	2020-0276420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MILLIKEN, CO 80543

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	290 Months
Due	Aug 1, 2044

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037

Mortgage

Document Number	0000110597
Date	Feb 11, 2021
Instrument	2021-0110597

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Oct 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11991 ROCOSO RD, LAKESIDE, CA 92040-1037

Mortgage

Document Number	0000864894
Date	Dec 27, 2021
Instrument	2021-0864894

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 11991 Rocoso Rd, #93 was $8,940, up 1.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$674,891 (+2%) Land $256,973 Building $417,918
2025	$8,940.00 (+1.42%) Homeowner's exemption	$661,659 Land $251,935 Building $409,724
2024	$8,815.00 (+7.67%)
2023	$8,187.00 (+5.79%) Homeowner's exemption	$606,066 Land $242,153 Building $363,913
2022	$7,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11991 Rocoso Rd, #93 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11991 Rocoso Rd, #93 is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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