1199 Stephens St, Conover, NC 28613 Property Records

Catawba County property record for 1199 Stephens St, Conover, NC 28613

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1972
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jun 2012)
Tax Bill$808 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN3744-09-25-0397

Property Details

APN / Parcel Number

Primary APN3744-09-25-0397
Alternative APN
  • 0052692

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,936 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2012
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions151 ft deep x 102 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area360 sqft
Patio Area410 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1199 STEPHENS ST
CityCONOVER
StateNC
Zip28613-8567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionLOT 2 HOMESTD PL 14-151
Legal SubdivisionHOMESTEAD PARK
Legal Lot Number2
JurisdictionCATAWBA NC
Township / Civil DivisionCLINES
Census Block Group1
Census Block1028
Census Tract10201

Owner

Source: Catawba County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1199 STEPHENS ST, CONOVER, NC 28613-8567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2012 · Amount on Record
Deed SaleJun 7, 2012 · Amount on Record
Prior SaleMar 1, 1987 · Amount on Record
Deed Document Number201210045
Deed Book / Page3130 / 1067
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Recording DateAug 19, 2026
Property Address1199 STEPHENS ST, CONOVER, NC 28613-8567
Document Number0000016982
Book / Page4059 / 1185
Instrument DateAug 18, 2026
Instrument202616982
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1199 STEPHENS ST, CONOVER, NC 28613-8567

Mortgage

Document Number0000016982,
DateAug 19, 2026
Book Page4059/1185
Instrument202616982
Lender
NameWELLS FARGO
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,700 (-) Land $12,500 Building $190,200
2025$808.00 (-23.7%)$202,700 (+70.05%) Land $12,500 Building $190,200
2024$1,059.00 (+4.03%)
2023$1,018.00$119,200 Land $10,600 Building $108,600$202,700 Land $12,500 Building $190,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2003–2010)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMESTEAD PARK S/D
private · serves 137 people · EPA ID NC0118171
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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