1199 Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 1199 Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1988
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$366,000 (Jul 2021)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3029.194110560`

Property Details

APN / Parcel Number

Primary APN	`3029.194110560`
Alternative APN	`R0013905`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	24 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0013905
Street Address	1199 RIDGE RD
City	DIVIDE
State	CO
Zip	80814-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L23 B2 SPRING VALLEY 8
Legal Range	69W
Legal Township	12S
Legal Section	19
Legal Subdivision	SPRING VALLEY 1-10
Legal Block	2
Legal Lot Number	23
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1078
Census Tract	10111

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5981 FULTON ST, DENVER, CO 80238-4130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage SUSTAIN MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	2021741136
Prior Transfer Date	Feb 2, 1996
Prior Transfer Doc	0000443930
Record Updated	Oct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jul 29, 2021
Property Address	1199 RIDGE RD, DIVIDE, CO 80814-9655
Document Number	0000741136
Instrument Date	Jul 29, 2021
Instrument	741136
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	UNITED TITLE, UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1199 RIDGE RD, DIVIDE, CO 80814-9655

Mortgage

Document Number	0000741137
Date	Jul 29, 2021
Instrument	741137

Lender

Name	SUSTAIN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	1199 RIDGE RD, DIVIDE, CO 80814-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000733829
Date	Jan 13, 2021
Instrument	733829

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	1199 RIDGE RD, DIVIDE, CO 80814-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000721936
Date	Dec 20, 2019
Instrument	721936

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Nov 2, 2018
Property Address	1199 RIDGE RD, DIVIDE, CO 80814-9655
Document Number	0000711374
Instrument Date	Nov 1, 2018
Instrument	711374
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	EMPIRE TITLE COLORADO SPRING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1199 RIDGE RD, DIVIDE, CO 80814-9655

Mortgage

Document Number	0000711375
Date	Nov 2, 2018
Instrument	711375

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (+14.05%)	$22,890 (+7.46%) Land $3,611 Building $19,279
2024	$1,324.00 (+4.91%)	$21,300 (-) Land $3,206 Building $18,094	$366,185 (-1.79%) Land $57,772 Building $308,413
2023	$1,262.00 (+32.01%)	$21,300 (+24.78%) Land $3,210 Building $18,090	$372,862 (+51.83%) Land $56,121 Building $316,741
2022	$956.00	$17,070 Land $2,920 Building $14,150	$245,575 Land $42,027 Building $203,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.3% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY MAINT CORP NO 1 private · serves 470 people · EPA ID CO0160550
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb
Copper	1.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2025 No certified operator Nov 2023
Monitoring and Reporting	61 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10
Vero Fiber Fixed Wireless	75 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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