1199 Old Trace Rd NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1199 Old Trace Rd NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,956 sqft · built 2021
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$480,500 (Jul 2021)
Tax Bill	$4,835 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02001O0240.000000`

Property Details

APN / Parcel Number

Primary APN	`02001O0240.000000`
Alternative APNs	`4680 07 9848` `102587` `148184`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,956 sqft Living Area
Gross Area	3,709 sqft
1st Floor Area	1,251 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	118 ft deep x 69 ft wide
Garage Type	Mixed
Garage Area	477 sqft
Driveway	Concrete Driveway
Driveway Area	624 sqft
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	148184
Street Address	1199 OLD TRACE RD NW
City	CONCORD
State	NC
Zip	28027-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	LT 240 ALLEN MILLS
Legal Subdivision	ALLEN MILLS
Legal Lot Number	240
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2015
Census Tract	41306

Owner

1199 Old Trace Rd NW is owned and occupied by two individuals who bought it in July 2021.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1199 OLD TRACE RD NW, CONCORD, NC 28027-8776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Deed Book / Page	15367 / 209
Record Updated	Oct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 29, 2021
Property Address	1199 OLD TRACE RD NW, CONCORD, NC 28027-8776
Document Number	0015367209
Book / Page	15367 / 209
Map Reference	MB 84 PG 36-41
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$961.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 N COMMUNITY HOUSE RD STE 150, 11405, CHARLOTTE, NC 28277-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 OLD TRACE RD NW, CONCORD, NC 28027-8776

Mortgage

Document Number	0015367211
Date	Jul 29, 2021
Instrument	15367/211

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,570 Land $160,000 Building $526,570
2024			$686,570 (+73.25%) Land $160,000 Building $526,570
2023	$4,835.00	$396,290 Land $86,000 Building $310,290	$396,290 Land $86,000 Building $310,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1199 Old Trace Rd NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1199 Old Trace Rd NW is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20