Cook County property record for 1199 Locust Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,634 sqft · built 1968 |
| Lot Size | 0.558 acres (24,303 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $1,400,000 (Dec 2015) |
| Tax Bill | $26,274 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-29-307-006 |
| Primary APN | 05-29-307-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,634 sqft Living Area |
| 1st Floor Area | 3,634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 24,303 sqft (0.558 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1199 LOCUST RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (INDIAN)(HILL)(ESTATES) A SUB OF PT OF SW & PT OF SE SH SEC 29-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | INDIAN HILL ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 800700 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1199 LOCUST RD, WILMETTE, IL 60091-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 24, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2015 · Amount on Record |
| Deed Sale | Dec 31, 2015 · Amount on Record |
| Prior Sale | Jul 15, 2005 · Amount on Record |
| Deed Document Number | 20158128 |
| Prior Transfer Date | May 21, 1997 |
| Prior Transfer Doc | 0000000889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1199 LOCUST RD, WILMETTE, IL 60091-1269 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0004607137 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2204607137 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 7% |
| Index | Other |
| Max Rate | 7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1199 LOCUST RD, WILMETTE, IL 60091-1269 |
| Document Number | 1721916003 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1199 LOCUST RD WILMETTE IL 600911269, WILMETTE, IL 60091-1269 |
| Document Number | 1721916003 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 21916003 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,902 (+28.38%) Land $48,606 Building $104,296 | $1,529,020 (+28.38%) Land $486,060 Building $1,042,960 | |
| 2023 | $26,274.00 (+5.75%) | ||
| 2022 | $24,845.00 Homeowner's exemption | $119,102 Land $48,606 Building $70,496 | $1,191,020 Land $486,060 Building $704,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1981–1985) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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