1199 Leeds Rd, Elkton, MD 21921 Property Records

Cecil County property record for 1199 Leeds Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,980 sqft · built 1988
Lot Size	0.575 acres (25,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2022)
Tax Bill	$2,983 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-082482`

Property Details

APN / Parcel Number

Primary APN	`03-082482`
Alternative APNs	`3082482` `082482`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,980 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,047 sqft (0.575 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	082482
Street Address	1199 LEEDS RD
City	ELKTON
State	MD
Zip	21921-3660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 3 - .575 ACRE 1199 LEEDS ROAD EVERBREEZE
Legal Subdivision	EVERBREEZE
Legal Lot Number	3
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2007
Census Tract	30501

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1199 LEEDS RD, ELKTON, MD 21921-3660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Aug 16, 2007 · Amount on Record
Deed Book / Page	5261 / 475
Prior Transfer Date	Aug 9, 2007
Prior Transfer Doc	0023920085
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 17, 2022
Property Address	1199 LEEDS RD, ELKTON, MD 21921-3660
Document Number	0052610475
Book / Page	5261 / 475
Map Reference	MB 10 FO 51
Instrument Date	Nov 7, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1199 LEEDS RD, ELKTON, MD 21921-3660

Mortgage

Document Number	0052610480
Date	Nov 17, 2022
Instrument	5261-0480

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1199 LEEDS RD, ELKTON, MD 21921-3660
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047550348
Date	Dec 23, 2020
Book Page	4755/348

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,983.00 (-0.17%)	$269,600 (+0.75%)	$273,600 (+2.24%) Land $77,500 Building $196,100
2025	$2,988.00 (+46.97%)	$267,600 (+10.55%) Land $77,500 Building $190,100	$267,600 (-) Land $77,500 Building $190,100
2023	$2,033.00	$242,067	$267,600 Land $77,500 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

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