1199 Harborough Dr, Forest, VA 24551 Property Records

Bedford County property record for 1199 Harborough Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$534,900 (Jan 2024)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99 29 14`

Property Details

APN / Parcel Number

Primary APN	`99 29 14`
Alternative APNs	`90511606` `54705`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	1199 HARBOROUGH DR
City	FOREST
State	VA
Zip	24551-2576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMINGTON AT FOREST SEC 9 LT 14 PB 56/95
Legal Subdivision	FARMINGTON AT FOREST
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	30103

Owner

Source: Bedford County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1199 HARBOROUGH DR, FOREST, VA 24551-2576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS
Mar 25, 2022	Warranty Deed, Transfer ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 5, 2024 · Amount on Record
Deed Sale	Jan 5, 2024 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	202491
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 5, 2024
Property Address	HARBOROUGH DR, FOREST, VA 24551
Document Number	0240000091
Instrument Date	Jan 3, 2024
Instrument	240000091
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 HARBOROUGH DR, FOREST, VA 24551-2576

Mortgage

Document Number	0240000092
Date	Jan 5, 2024
Instrument	240000092

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 27, 2023
Property Address	1199 HARBOROUGH DR, FOREST, VA 24551-2576
Document Number	0230003300
Instrument Date	Apr 18, 2023
Instrument	230003300
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 HARBOROUGH DR, FOREST, VA 24551-2576
Investor	Possibly a Property Investor

Mortgage

Document Number	0230003301
Date	Apr 27, 2023
Instrument	230003301

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 25, 2022
Property Address	HARBOROUGH DR, FOREST, VA 24551
Document Number	0220003515
Instrument Date	Mar 24, 2022
Instrument	220003515
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14803 FOREST RD UNIT 266, 266, FOREST, VA 24551-9010

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,960.00	$478,100 (+1%) Land $55,000 Building $423,100
2023	$1,960.00 Additional exemption filed	$239,050	$478,100 Land $55,000 Building $423,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Shenandoah Telecommunications Company Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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