Citrus County property record for 1199 E McKinley St, Hernando, FL 34442 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,772 sqft · built 2004 |
| Lot Size | 0.96 acres (41,823 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Oct 2025) |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0100-00050-0240 |
| Primary APN | 19E-18S-18-0100-00050-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,327 sqft |
| 1st Floor Area | 1,772 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 41,823 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Screened Aluminum Porch |
| Porch Area | 172 sqft |
| Patio Area | 180 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2376856 |
|---|---|
| Street Address | 1199 E MCKINLEY ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITRUS HILLS PB 8 PG 5 LOT 24 BLK 5 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Subdivision | CITRUS HILLS (PB-8 PG-5) |
| Legal Block | 5 |
| Legal Lot Number | 24 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 450104 |
Source: Citrus County records · APN 19E-18S-18-0100-00050-0240
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1199 E MCKINLEY ST, HERNANDO, FL 34442-2853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 27, 2021 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 26, 2018 | Warranty Deed, Transfer SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 202561608 |
| Deed Book / Page | 3609 / 1700 |
| Prior Transfer Date | Jan 15, 2004 |
| Prior Transfer Doc | 0018100695 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 10, 2025 |
| Property Address | 1199 E MCKINLEY ST, HERNANDO, FL 34442-2853 |
| Document Number | 0036091700 |
| Book / Page | 3609 / 1700 |
| Map Reference | MB 8 PG 5&6 |
| Instrument Date | Oct 07, 2025 |
| Instrument | 2025061608 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1743, BROOKSVILLE, FL 34605-1743 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1199 E MCKINLEY ST, HERNANDO, FL 34442-2853 |
| Document Number | 0036091702 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 3609/1702 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 27, 2021 |
| Property Address | 1199 E MCKINLEY ST, HERNANDO, FL 34442-2853 |
| Document Number | 0031690178 |
| Book / Page | 3169 / 178 |
| Map Reference | MB 8 PG 5&6 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021035907 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 WILDA AVE, 405, INVERNESS, FL 34452-4568 |
| Name | Verified Name |
|---|---|
| Address | 450 OAK LAKE DR, ENTERPRISE, AL 36330-8977 |
| Document Number | 3169180 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 3169/180 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 26, 2018 |
| Property Address | 1199 E MCKINLEY ST, HERNANDO, FL 34442-2853 |
| Document Number | 0028821935 |
| Book / Page | 002882 / 001935 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 9183 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | MANATEE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,344.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1199 E MCKINLEY ST HERNANDO FL 344422853, HERNANDO, FL 34442-2853 |
| Document Number | 28821936 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 002882/001936 |
| Instrument | 9184 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 | $275,352 (-9.57%) | $292,250 (-4.03%) Land $27,500 Building $264,750 |
| 2024 | $27.00 Homeowner's exemption Additional exemption filed | $304,508 (+0.96%) Land $26,500 Building $278,008 | $304,508 (+0.96%) Land $26,500 Building $278,008 |
| 2023 | $27.00 (-68.24%) Homeowner's exemption Additional exemption filed | $301,615 (+19.58%) Land $24,000 Building $277,615 | $301,615 (+19.58%) Land $24,000 Building $277,615 |
| 2022 | $85.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $252,231 Land $18,000 Building $234,231 | $252,231 Land $18,000 Building $234,231 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,370 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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