1199 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1199 E McKinley St, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,772 sqft · built 2004
Lot Size0.96 acres (41,823 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Oct 2025)
Tax Bill$27 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0100-00050-0240

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00050-0240
Alternative APNs
  • 1818S19E0100000500240
  • 2376856

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,772 sqft Living Area
Gross Area2,327 sqft
1st Floor Area1,772 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area41,823 sqft (0.96 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchScreened Aluminum Porch
Porch Area172 sqft
Patio Area180 sqft
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2376856
Street Address1199 E MCKINLEY ST
CityHERNANDO
StateFL
Zip34442-2853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS PB 8 PG 5 LOT 24 BLK 5
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block5
Legal Lot Number24
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2038
Census Tract450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00050-0240

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1199 E MCKINLEY ST, HERNANDO, FL 34442-2853
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
May 27, 2021Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 26, 2018Warranty Deed, Transfer
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Prior SaleMay 27, 2021 · Amount on Record
Deed Document Number202561608
Deed Book / Page3609 / 1700
Prior Transfer DateJan 15, 2004
Prior Transfer Doc0018100695
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 10, 2025
Property Address1199 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number0036091700
Book / Page3609 / 1700
Map ReferenceMB 8 PG 5&6
Instrument DateOct 07, 2025
Instrument2025061608
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyKEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1743, BROOKSVILLE, FL 34605-1743

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1199 E MCKINLEY ST, HERNANDO, FL 34442-2853

Mortgage

Document Number0036091702
DateOct 10, 2025
Instrument3609/1702
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 27, 2021
Property Address1199 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number0031690178
Book / Page3169 / 178
Map ReferenceMB 8 PG 5&6
Instrument DateMay 27, 2021
Instrument2021035907
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 WILDA AVE, 405, INVERNESS, FL 34452-4568

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 OAK LAKE DR, ENTERPRISE, AL 36330-8977

Mortgage

Document Number3169180
DateMay 27, 2021
Instrument3169/180
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 26, 2018
Property Address1199 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number0028821935
Book / Page002882 / 001935
Instrument DateFeb 23, 2018
Instrument9183
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyMANATEE TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1199 E MCKINLEY ST HERNANDO FL 344422853, HERNANDO, FL 34442-2853

Mortgage

Document Number28821936
DateFeb 26, 2018
Book Page002882/001936
Instrument9184
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 25, 2048
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$27.00$275,352 (-9.57%)$292,250 (-4.03%) Land $27,500 Building $264,750
2024$27.00 Homeowner's exemption Additional exemption filed$304,508 (+0.96%) Land $26,500 Building $278,008$304,508 (+0.96%) Land $26,500 Building $278,008
2023$27.00 (-68.24%) Homeowner's exemption Additional exemption filed$301,615 (+19.58%) Land $24,000 Building $277,615$301,615 (+19.58%) Land $24,000 Building $277,615
2022$85.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$252,231 Land $18,000 Building $234,231$252,231 Land $18,000 Building $234,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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