Kenton County property record for 1199 Devou Woods Dr, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,892 sqft · built 1995 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $386,000 (Jan 2006) |
| Tax Bill | $4,965 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-23-03-001.05 |
| Primary APN | 040-23-03-001.05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,892 sqft Finished Area |
| Gross Area | 4,534 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 156 ft deep x 20 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1199 DEVOU WOODS DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEVOU WOODS SEC 1 LOT 4 |
| Legal Subdivision | DEVOU WOODS |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 63800 |
Source: Kenton County records · APN 040-23-03-001.05
Assessment roll updated December 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1199 DEVOU WOODS DR, COVINGTON, KY 41011-1183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2006 · Amount on Record |
| Deed Sale | Jan 04, 2006 · Amount on Record |
| Prior Sale | Apr 28, 2000 · Amount on Record |
| Deed Document Number | 200601 04 059 00195 |
| Deed Book / Page | 2877 / 181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1199 DEVOU WOODS DR, COVINGTON, KY 41011-1183 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1199 DEVOU WOODS DR, PARK HILLS, KY 41011-1183 |
| Document Number | 0005900078 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | KCM 681/277 |
| Instrument | 25082805900078 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 18, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 29, 2026 |
| Property Address | 1199 DEVOU WOODS DR, COVINGTON, KY 41011-1183 |
| Document Number | 0000013354 |
| Book / Page | 452 / 1 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202613354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | CLOSING TITLE, AGILITY CLOSING & TITLE SERV |
| Name | Verified Name |
|---|---|
| Address | 1199 DEVOU WOODS DR, COVINGTON, KY 41011-1183 |
| Document Number | 0000013354, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 452/1 |
| Instrument | 202613354 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,965.00 (-7.54%) Homeowner's exemption | $550,200 (-) Land $60,000 Building $490,200 | $550,200 (-) Land $60,000 Building $490,200 |
| 2023 | $5,370.00 Homeowner's exemption | $550,200 Land $60,000 Building $490,200 | $550,200 Land $60,000 Building $490,200 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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