11989 Springcrest Blvd, Union, KY 41091 Property Records

Boone County property record for 11989 Springcrest Blvd, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,947 sqft · built 2003
OwnerIndividual Name on File
Last Sale$368,000 (Mar 2005)
Tax Bill$5,810 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064.00-16-173.00

Property Details

APN / Parcel Number

Primary APN064.00-16-173.00
Alternative APN
  • 40861

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,947 sqft Finished Area
Upper Floors Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Garage TypeAttached
Garage Area714 sqft
Parking Spaces2 Parking Spaces
Patio Area344 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address11989 SPRINGCREST BLVD
CityUNION
StateKY
Zip41091-8275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 173 & 173A SEC 6 COOL SPRINGS
Legal SubdivisionCOOL SPGS
Legal Lot Number173A
JurisdictionBOONE KY
Township / Civil DivisionWALTON
Census Block Group1
Census Block1002
Census Tract70605

Owner

11989 Springcrest Blvd is owned and occupied by an individual who bought it in March 2005.

Source: Boone County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address11989 SPRINGCREST BLVD, UNION, KY 41091-8275
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Dec 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2005 · Amount on File
Deed SaleMar 2, 2005 · Amount on File
Deed Document Number294256
Deed Book / PageD891 / 502
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Recording DateJul 29, 2026
Property Address11989 SPRINGCREST BLVD, UNION, KY 41091-8275
Document Number0001281434
Book / Page4941 / 946
Instrument DateJul 20, 2026
Instrument20261281434
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11989 SPRINGCREST BLVD, UNION, KY 41091-8275

Mortgage

Document Number0001281434,
DateJul 29, 2026
Book Page4941/946
Instrument20261281434
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 19, 2036
Interest
Rate6.47%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address11989 SPRINGCREST BLVD, UNION, KY 41091-8275
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4412/875
DateFeb 10, 2021
Book PageM4412/875
Instrument826099
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address11989 SPRINGCREST BLVD, UNION, KY 41091-8275
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4243/592
DateDec 3, 2019
Book PageM4243/592
Instrument789849
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11989 Springcrest Blvd was $5,810.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,810.00$513,200 Land $80,000 Building $433,200
2024$513,200 (+22.83%) Land $80,000 Building $433,200
2023$4,829.00 (+2.96%)$417,800 (-) Land $75,000 Building $342,800$417,800 (-) Land $75,000 Building $342,800
2022$4,690.00$417,800 Land $75,000 Building $342,800$417,800 Land $75,000 Building $342,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11989 Springcrest Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11989 Springcrest Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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