11989 Dover Rd, Apple Creek, OH 44606 Property Records

Wayne County property record for 11989 Dover Rd, Apple Creek, OH 44606

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,055 sqft · built 1965
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2026)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45-00072-000`

Property Details

APN / Parcel Number

Primary APN	`45-00072-000`
Alternative APN	`6270-9`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	3,486 sqft
Upper Floors Area	624 sqft
Basement Area	1,431 sqft
Unfinished Basement	2,055 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Brick
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	514 sqft
Patio Area	304 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	6270-9
Street Address	11989 DOVER RD
City	APPLE CREEK
State	OH
Zip	44606-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-15-01 EMPT SE 1.50A CD 65
Legal Range	12W
Legal Township	15N
Legal Section	01
Jurisdiction	WAYNE OH
Township / Civil Division	SALT CREEK
Census Block Group	3
Census Block	3019
Census Tract	1700

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12165 DOVER RD, APPLE CREEK, OH 44606-9002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage MAINSTREET BANK
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Sep 9, 2022	Affidavit of Death of Joint Tenant, Transfer
Sep 9, 2022	Transfer on Death Deed, Transfer
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Nov 2, 1992
Deed Document Number	20268794
Deed Book / Page	992 / 1196
Prior Transfer Date	Sep 8, 2022
Prior Transfer Doc	0000010670
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Aug 18, 2026
Property Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000
Document Number	0000008794
Book / Page	992 / 1196
Instrument Date	Aug 17, 2026
Instrument	20268794
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000008795,
Date	Aug 18, 2026
Instrument	20268795

Lender

Name	MAINSTREET BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Recording Date	Jun 17, 2026
Property Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000
Document Number	0000006234
Book / Page	989 / 4421
Instrument Date	Jun 12, 2026
Instrument	20266234
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000

Mortgage

Document Number	0000006234,
Date	Jun 17, 2026
Book Page	989/4421
Instrument	20266234

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WAYNE OH
Recording Date	Sep 9, 2022
Property Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000
Document Number	0000010669
Book / Page	945 / 4059
Instrument Date	Aug 30, 2022
Instrument	202200010669
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WAYNE OH
Recording Date	Sep 9, 2022
Property Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000
Document Number	0000010670
Book / Page	945 / 4062
Instrument Date	Aug 30, 2022
Instrument	202200010670
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000

Mortgage

Document Number	0000010452
Date	Aug 5, 2021
Book Page	929/104
Instrument	202100010452

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jun 10, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11989 DOVER RD, APPLE CREEK, OH 44606-9000

Mortgage

Document Number	0000010253
Date	Aug 2, 2021
Book Page	928/4984
Instrument	202100010253

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jun 10, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
County Subdivision	Salt Creek Township
Unified School District	Southeast Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00 (-8.67%)	$108,680 (-) Land $23,370 Building $85,310	$310,510 (-) Land $66,780 Building $243,730
2024	$4,001.00 (+0.15%) Homeowner's exemption	$108,680 (-) Land $23,370 Building $85,310	$310,510 (-) Land $66,780 Building $243,730
2023	$3,995.00 (+33.43%) Homeowner's exemption	$108,680 (+47%) Land $23,370 Building $85,310	$310,510 (+47%) Land $66,780 Building $243,730
2022	$2,994.00 Homeowner's exemption	$73,930 Land $15,900 Building $58,030
2020			$211,230 Land $45,430 Building $165,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
MCTV Fiber	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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