11988 Rd 19, Cloverdale, OH 45827 Property Records

Putnam County property record for 11988 Rd 19, Cloverdale, OH 45827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,484 sqft · built 2021
Lot Size	5.35 acres (233,090 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-017120.0400`

Property Details

APN / Parcel Number

Primary APN	`37-017120.0400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	2,484 sqft
Basement Area	2,484 sqft
Unfinished Basement	2,484 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	233,090 sqft (5.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11988 ROAD 19
City	CLOVERDALE
State	OH
Zip	45827-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 5E 25 PAR 3 S SE SE SE
Legal Range	5E
Legal Township	1N
Legal Section	25
Jurisdiction	PUTNAM OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3119
Census Tract	30200

Owner

Source: Putnam County records · APN 37-017120.0400

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11988 ROAD 19, CLOVERDALE, OH 45827-9688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit THE UNION BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	11988 ROAD 19, CLOVERDALE, OH 45827-9688
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00784/1191
Date	Feb 20, 2026
Book Page	784/1191
Instrument	202600000702

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 29, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	11988 ROAD 19, CLOVERDALE, OH 45827-9688
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00760/1003
Date	Oct 16, 2023
Book Page	760/1003
Instrument	202300003684

Lender

Name	THE UNION BANK
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Perry Township
Unified School District	Continental Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,536.00 (+12.57%) Homeowner's exemption	$168,130 (+56.01%) Land $11,360 Building $156,770	$480,370 (+9.1%) Land $32,460 Building $447,910
2023	$4,918.00 (+13.19%) Homeowner's exemption Additional exemption filed	$107,770 (-) Land $7,990 Building $99,780	$440,290 (+42.99%) Land $32,460 Building $407,830
2022	$4,345.00 Homeowner's exemption	$107,770 Land $7,990 Building $99,780
2020			$307,920 Land $22,830 Building $285,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 1, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Kalida Telephone Company Fiber	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: HDER Link.

Based on FCC filings for 12 locations within half a mile of this property.

Nearby Properties on Rd 19

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