11988 Gay St, Adelphi, OH 43101 Property Records

Ross County property record for 11988 Gay St, Adelphi, OH 43101 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,436 sqft · built 1943
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (May 2017)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Jan 2025 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02-11-175.000`

Property Details

APN / Parcel Number

Primary APN	`05-02-11-175.000`
Alternative APN	`021117`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	192 sqft
Shed	1 Shed
Shed Area	128 sqft
Canopy	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	021117
Street Address	11988 GAY ST
City	ADELPHI
State	OH
Zip	43101-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11988 GAY ST RES 2-11-175 0068/0744
Legal Subdivision	ADELPHI
Legal Lot Number	102
Jurisdiction	ROSS OH
Township / Civil Division	COLERAIN
Census Block Group	4
Census Block	4025
Census Tract	955500

Owner

Source: Ross County records · APN 05-02-11-175.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11988 GAY ST, ADELPHI, OH 43101-2505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 03, 2017	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2017 · Amount on Record
Deed Sale	May 03, 2017 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	20173162
Deed Book / Page	505 / 1269
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	11988 GAY ST, ADELPHI, OH 43101-2505
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005803498
Date	Jan 22, 2025
Book Page	580/3498
Instrument	202500000348

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2055

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROSS OH
Recording Date	May 03, 2017
Property Address	11988 GAY ST, ADELPHI, OH 43101-2505
Document Number	0005051269
Book / Page	000505 / 001269
Instrument Date	Apr 18, 2017
Instrument	3162
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CONTRACT TITLE, CONTRACT PROCESSING & TITLE AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25-27 GUILFORD AVE COLUMBUS OH 43207, COLUMBUS, OH 43207

Mortgage

Document Number	5051271
Date	May 03, 2017
Book Page	000505/001271
Instrument	3163

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 02, 2047

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Adelphi Village
County	Ross County
County Subdivision	Colerain Township
Unified School District	Zane Trace Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (+15.91%)	$42,190 (+25.94%) Land $4,210 Building $37,980	$120,540 (+25.94%) Land $12,030 Building $108,510
2024	$1,075.00 (-2.01%) Homeowner's exemption	$33,500 (-) Land $4,210 Building $29,290	$95,710 (-) Land $12,030 Building $83,680
2023	$1,097.00 (-0.27%) Homeowner's exemption	$33,500 (-) Land $4,210 Building $29,290
2022	$1,100.00 Homeowner's exemption	$33,500 Land $4,210 Building $29,290	$95,710 Land $12,030 Building $83,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ross County (39141C), updated December 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: The Chillicothe Telephone Co. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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