Montgomery County property record for 11987 White Oak Xing, Conroe, TX 77385
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,843 sqft · built 2004 |
| Lot Size | 1.01 acres (44,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,500 (Jul 2025) |
| Tax Bill | $5,357 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9524-01-07400 |
| Primary APN | 9524-01-07400 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,843 sqft Living Area |
| Gross Area | 3,639 sqft |
| 1st Floor Area | 2,255 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 44,022 sqft |
| View / Lot | Front |
| Garage Type | Attached |
| Garage Area | 796 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11987 WHITE OAK XING |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77385-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | WHITE OAK ESTATES 01, BLOCK 4, LOT 15 |
| Legal Subdivision | WHITE OAK ESTATES 01 |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 692003 |
11987 White Oak Xing is owned and occupied by two individuals who bought it in July 2025.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11987 WHITE OAK XING, CONROE, TX 77385-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2025 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 5, 2019 | Intrafamily Transfer, Transfer NETWORK FUNDING LP |
| Jan 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage IBC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on File |
| Deed Sale | Jul 8, 2025 · Amount on File |
| Prior Sale | Mar 5, 2019 · Amount on File |
| Deed Document Number | 202568250 |
| Prior Transfer Date | Aug 7, 2001 |
| Prior Transfer Doc | 0000068865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 8, 2025 |
| Property Address | 11987 WHITE OAK XING, CONROE, TX 77385-2704 |
| Document Number | 0000068250 |
| Map Reference | CAB I SH 171 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025068250 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4324 STARLIGHT CREEK DR, CELINA, TX 75009-0678 |
| Name | Verified Name |
|---|---|
| Address | 11987 WHITE OAK KING, CONROE, TX 77385 |
| Document Number | 0000068251 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 2025068251 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Mar 5, 2019 |
| Property Address | 11987 WHITE OAK XING, CONROE, TX 77385-2704 |
| Document Number | 0000017488 |
| Map Reference | CAB 1 SH 171 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019017488 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FRONTIER TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11987 WHITE OAK XING, CONROE, TX 77385-2704 |
| Document Number | 0000017489 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2019017489 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 19, 2018 |
| Property Address | 11987 WHITE OAK XING, CONROE, TX 77385-2704 |
| Document Number | 0000005289 |
| Map Reference | CAB I SH171 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 2018005289 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11987 WHITE OAK XING, CONROE, TX 77385-2704 |
| Document Number | 0000005290 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018005290 |
| Name | IBC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000005291 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018005291 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 11987 White Oak Xing was $5,357 with a homeowner's exemption, down 6.7% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,829 (+33.27%) Land $101,060 Building $504,769 | $605,829 (+33.27%) Land $101,060 Building $504,769 | |
| 2025 | $5,357.00 (-6.7%) | $454,586 (+0.24%) Land $101,060 Building $353,526 | $454,586 (-0.33%) Land $101,060 Building $353,526 |
| 2024 | $5,742.00 (-19.71%) Homeowner's exemption | $453,475 (+1%) Land $101,060 Building $355,038 | $456,098 (+10.64%) Land $101,060 Building $355,038 |
| 2023 | $7,152.00 Homeowner's exemption | $412,250 Land $101,060 Building $311,190 | $412,250 Land $101,060 Building $311,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11987 White Oak Xing in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 160 policies |
| Nearby Flood Policies | 160 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11987 White Oak Xing is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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