11986 Ave Marcella, El Cajon, CA 92019 Property Records

San Diego County property record for 11986 Ave Marcella, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,625 sqft · built 1987
Lot Size	0.155 acres (6,757 sqft)
Owner	Individual Name on File
Last Sale	$976,000 (Nov 2023)
Tax Bill	$12,650 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-225-24-00`

Property Details

APN / Parcel Number

Primary APN	`502-225-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,625 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,757 sqft (0.155 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11986 AVENIDA MARCELLA
City	EL CAJON
State	CA
Zip	92019-4074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 267 TR 011260
Legal Subdivision	SAN DIEGO #4032-2
Legal Tract	011260
Legal Block	1
Legal Lot Number	267
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13608

Owner

11986 Ave Marcella is owned and occupied by an individual who bought it in November 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	11986 AVENIDA MARCELLA, EL CAJON, CA 92019-4074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT CORPORATION
Nov 2, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Nov 2, 2023	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Apr 9, 2002 · Amount on File
Deed Document Number	2023302381
Prior Transfer Date	Oct 31, 2023
Prior Transfer Doc	0000302380
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2026
Property Address	11986 AVENIDA MARCELLA, EL CAJON, CA 92019-4074
Document Number	0000185875
Instrument Date	Jun 26, 2026
Instrument	2026185875
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	11045 PASEO CASTANADA, LA MESA, CA 91941-7330

Mortgage

Document Number	0000185875,
Date	Jun 29, 2026
Instrument	2026185875

Lender

Name	WORLD WIDE CREDIT CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2023
Property Address	11986 AVENIDA MARCELLA, EL CAJON, CA 92019-4074
Document Number	0000302380
Map Reference	MAP 11260
Instrument Date	Oct 31, 2023
Instrument	2023-0302380
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11986 AVENIDA MARCELLA, EL CAJON, CA 92019-4074

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2023
Property Address	11986 AVENIDA MARCELLA, EL CAJON, CA 92019-4074
Document Number	0000302381
Map Reference	MAP 11260
Instrument Date	Sep 26, 2023
Instrument	2023-0302381
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 PASEO CASTANADA, LA MESA, CA 91941-7330

Mortgage

Document Number	0000302382
Date	Nov 2, 2023
Instrument	2023-0302382

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 11986 Ave Marcella was $12,650.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,429 (+2%) Land $374,092 Building $641,337
2025	$12,650.00	$995,519 Land $366,757 Building $628,762
2023	$4,406.00 (+2.32%) Homeowner's exemption	$303,357 Land $111,759 Building $191,598
2022	$4,306.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11986 Ave Marcella in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11986 Ave Marcella is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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