11985 Stone Mill Rd, Cincinnati, OH 45251 Property Records

Hamilton County property record for 11985 Stone Mill Rd, Cincinnati, OH 45251

Property Summary

Property TypeLand for Livestock, Animals
Details3 bd · 3 ba · 2,686 sqft · built 1989
Lot Size3.03 acres (131,987 sqft)
OwnerOwner Name on File
Tax Bill$9,885 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN510-0150-0182-00

Property Details

APN / Parcel Number

Primary APN510-0150-0182-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,686 sqft Finished Area
1st Floor Area2,686 sqft
Basement Area2,666 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleConventional
Exterior MaterialBrick
Lot Area131,987 sqft (3.03 acres)
Garage TypeAttached
Garage Area813 sqft
Parking Spaces6 Parking Spaces
PorchPorch
Porch Area153 sqft
Patio Area891 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address11985 STONE MILL RD
CityCINCINNATI
StateOH
Zip45251-4129
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Land for Livestock, Animals
Legal DescriptionSS STONE MILL RD3.0297 ACS R2 T1 S13
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group3
Census Block3002
Census Tract20504

Owner

The current owner of 11985 Stone Mill Rd acquired it in May 2008.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordOwner Name on File
Mailing Address11985 STONE MILL RD, CINCINNATI, OH 45251-4129
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 29, 2008
Transfer Doc0000073410
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11985 STONE MILL RD, CINCINNATI, OH 45251-4129
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008498
DateFeb 4, 2026
Book Page15596/782
Instrument2026-0008498
Lender
NameMIAMI SAVINGS BANK
TypeBank
AddressMIAMITOWN, OH 45041
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 11985 Stone Mill Rd was $9,885, up 7.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,885.00 (+7.32%)$176,887 (-) Land $23,216 Building $153,671
2024$9,211.00 (-0.31%)$176,887 (-) Land $23,216 Building $153,671
2023$9,240.00 (-6.27%)$176,887 (+14.04%) Land $23,216 Building $153,671$505,390 Land $66,330 Building $439,060
2022$9,858.00 Homeowner's exemption Additional exemption filed$155,103 Land $23,216 Building $131,887
2020$443,150 Land $66,330 Building $376,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11985 Stone Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11985 Stone Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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