11985 Mount St, Crown Point, IN 46307 Property Records

Lake County property record for 11985 Mount St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,424 sqft · built 2001
Lot Size	0.787 acres (34,282 sqft)
Owner	Individual Name on File
Tax Bill	$4,020 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-03-07-0362-0009`

Property Details

APN / Parcel Number

Primary APN	`003-03-07-0362-0009`
Alternative APNs	`45-15-13-276-004.000-041` `030703620009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
Basement Area	1,112 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	34,282 sqft (0.787 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Deck Area	700 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	003-03-07-0362-0009
Old Parcel Number	030703620009
Street Address	11985 MOUNT ST
City	CROWN POINT
State	IN
Zip	46307-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	WOODY CREEK ESTATES UNIT NO 1 LOT 9
Legal Subdivision	WOODY CREEK ESTATES
Legal Lot Number	9
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2029
Census Tract	43103

Owner

11985 Mount St is owned and occupied by an individual who acquired it in December 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	11985 MOUNT ST, CROWN POINT, IN 46307-8594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK
Dec 16, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020
Deed Sale	Dec 16, 2020
Deed Document Number	2020-092809
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	11985 MOUNT ST, CROWN POINT, IN 46307-8594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063036
Date	Sep 18, 2019
Instrument	2019 063036

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	CROWN POINT, IN 46307

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 16, 2020
Property Address	11985 MOUNT ST, CROWN POINT, IN 46307-8594
Document Number	0000092809
Map Reference	MB 85 PG 77
Instrument Date	Nov 30, 2020
Instrument	2020-092809
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11985 MOUNT ST, CROWN POINT, IN 46307-8594
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092810
Date	Dec 16, 2020
Instrument	2020-092810

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,700 Land $70,800 Building $389,900	$460,700 Land $70,800 Building $389,900
2024	$4,020.00
2023		$415,700 (+1.39%) Land $70,800 Building $344,900	$415,700 (+1.39%) Land $70,800 Building $344,900
2022	$4,286.00	$410,000 Land $70,800 Building $339,200	$410,000 Land $70,800 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11985 Mount St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11985 Mount St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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