11981 SW 1st Rd, Gainesville, FL 32607 Property Records

Alachua County property record for 11981 SW 1st Rd, Gainesville, FL 32607

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,574 sqft · built 2012
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$672,000 (Jan 2026)
Tax Bill	$8,914 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04328-010-056`

Property Details

APN / Parcel Number

Primary APN	`04328-010-056`
Alternative APNs	`00350050000` `1019619`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	2,574 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	1,140 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	286 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11981 SW 1ST RD
City	GAINESVILLE
State	FL
Zip	32607-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	FLETCHER PARK CLUSTER SUBDIVISION PB 26 PG 58 LOT 56 OR 5101/2001
Legal Range	18E
Legal Township	10S
Legal Section	01
Legal Subdivision	FLETCHER PARK CLUSTER
Legal Lot Number	56
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1021
Census Tract	2208

Owner

Source: Alachua County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 27, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2018	Warranty Deed, Transfer · ARM TD BANK NA
Jul 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	20263669550
Deed Book / Page	5252 / 2748
Prior Transfer Date	Jul 6, 2018
Prior Transfer Doc	0046122079
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179

Mortgage

Document Number	0051141867
Date	Aug 18, 2023
Book Page	5114/1867
Instrument	3509299

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2053

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jan 21, 2026
Property Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179
Document Number	0052522748
Book / Page	5252 / 2748
Map Reference	MB 26 PG 58
Instrument Date	Dec 19, 2025
Instrument	3669550
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, ATLAS T&E SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,704.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11602 LAKEVIEW DR, NEW PORT RICHEY, FL 34654-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179

Mortgage

Document Number	0052522750
Date	Jan 21, 2026
Instrument	5252/2750

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jun 27, 2023
Property Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179
Document Number	0051012001
Book / Page	5101 / 2001
Map Reference	MB 26 PG 58
Instrument Date	Jun 27, 2023
Instrument	3498994
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,941.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3427 CASTLEBERRY VILLAGE CIR # CIR135, CIR135, CUMMING, GA 30040-2378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047931271
Date	Jul 13, 2020
Book Page	4793/1271
Instrument	3270197

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Aug 22, 2018
Property Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179
Document Number	0046241639
Book / Page	4624 / 1639
Map Reference	MB26 PG58
Instrument Date	Aug 21, 2018
Instrument	3143490
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 FORT BLVD14-101, 1505, GAINESVILLE, FL 32606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179

Mortgage

Document Number	3143491
Date	Aug 22, 2018
Instrument	3143491

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALACHUA FL
Recording Date	Jul 9, 2018
Property Address	11981 SW 1ST RD, GAINESVILLE, FL 32607-1179
Document Number	0046122079
Book / Page	004612 / 002079
Instrument Date	Jul 6, 2018
Instrument	3134315
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11981 SW 1ST RD GAINESVILLE FL 326071179, GAINESVILLE, FL 32607-1179

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,914.00 (+2.67%)	$455,042 (+45.14%)	$468,795 (+5.13%) Land $120,000 Building $588,795
2024	$8,682.00 (+38.34%)
2023	$6,276.00 (+3.41%) Homeowner's exemption Senior Citizen's exemption	$313,520 (+3%)	$445,931 (+12.74%) Land $135,000 Building $310,931
2022	$6,069.00 Homeowner's exemption	$304,389	$395,526 Land $120,000 Building $275,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · Tropical Storm Elsa

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, IQ Fiber.

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