11980 Rd 107, Union, MS 39365 Property Records

Neshoba County property record for 11980 Rd 107, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,521 sqft · built 1979
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2022 Line of Credit May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11200-19-016.000`

Property Details

APN / Parcel Number

Primary APN	`11200-19-016.000`
Alternative APN	`13618`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,521 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	13618
Street Address	11980 ROAD 107
City	UNION
State	MS
Zip	39365-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF NE 1/4 OF NE 1/4 LESS RD ROW
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	10700

Owner

Source: Neshoba County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11980 ROAD 107, UNION, MS 39365-6536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PHILADELPHIA
May 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
May 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PHILADELPHIA
Oct 17, 2022	Warranty Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Sale	Mar 26, 2021
Deed Document Number	2022-4303
Deed Book / Page	2022 / 4303
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11980 ROAD 107, UNION, MS 39365-6536
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02022/8919
Date	Nov 21, 2022
Book Page	2022/8919
Instrument	2022-8919

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Feb 18, 2028

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11980 ROAD 107, UNION, MS 39365-6536
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02022/3796
Date	May 6, 2022
Book Page	2022/3796
Instrument	2022-3796

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2023

Interest

Rate Type	Fixed Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11980 ROAD 107, UNION, MS 39365-6536
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02025/3658
Date	May 14, 2025
Book Page	2025/3658
Instrument	2025-3658

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Oct 17, 2022
Property Address	11980 ROAD 107, UNION, MS 39365-6536
Document Number	02022/4303
Book / Page	2022 / 4303
Instrument Date	Oct 17, 2022
Instrument	2022-4303
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16573 CHUNKY DUFFEE RD, LITTLE ROCK, MS 39337-9571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16573 CHUNKY DUFFEE RD, LITTLE ROCK, MS 39337-9571
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Mar 26, 2021
Property Address	11980 ROAD 107, UNION, MS 39365-6536
Document Number	02021/1596
Book / Page	2021 / 1596
Instrument Date	Mar 26, 2021
Instrument	2021-1596
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12130 HWY 215, UNION, MS 39365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16578 CHUNKY DUFFEE RD, LITTLE ROCK, MS 39337
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption	$7,555 (+10.47%)	$74,840 (+10.6%) Land $8,710 Building $66,130
2023		$6,839 (-0.1%)	$67,670 (-0.07%) Land $8,730 Building $58,940
2022		$6,846	$67,720 Land $8,780 Building $58,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEBASTOPOL WATER ASSOCIATION public/private · serves 6,207 people · EPA ID MS0620010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 107

Nearby Streets

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