11980 183rd Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 11980 183rd Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,258 sqft · built 1970
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`09 054 036 000`

Property Details

APN / Parcel Number

Primary APN	`09 054 036 000`

Interior

Full Baths	2 Baths
Building Area	2,258 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11980 183RD AVE
City	BIG RAPIDS
State	MI
Zip	49307-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 01 T14N R10W LOT 36 RIVER BEND BLUFFS
Legal Range	10W
Legal Township	14N
Legal Section	01
Legal Subdivision	RIVER BEND BLUFFS
Legal Lot Number	36
Jurisdiction	MECOSTA MI
Township / Civil Division	MECOSTA
Census Block Group	1
Census Block	1003
Census Tract	960702

Owner

11980 183rd Ave is owned and occupied by two individuals who acquired it in October 2019.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11980 183RD AVE, BIG RAPIDS, MI 49307-9461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2015
Deed Sale	Nov 13, 2015
Deed Document Number	20158154
Deed Book / Page	859 / 1657
Last Transfer Date	Oct 14, 2019
Transfer Doc	900/1849
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	11980 183RD AVE, BIG RAPIDS, MI 49307-9461
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00936/5304
Date	Sep 26, 2025
Book Page	936/5304
Instrument	202500006617

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Oct 24, 2019
Property Address	11980 183RD AVE, BIG RAPIDS, MI 49307-9461
Document Number	900/1849
Book / Page	900 / 1849
Map Reference	LB 3 PG 5
Instrument Date	Oct 14, 2019
Instrument	201900007547
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11980 183RD AVE, BIG RAPIDS, MI 49307-9461

Mortgage

Document Number	201900007548
Date	Oct 24, 2019
Instrument	201900007548

Lender

Name	CREDIT UNION ONE
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 11980 183rd Ave was $1,788 with a homeowner's exemption, up 2.5% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Mecosta Township
Unified School District	Morley Stanwood Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,200 (+1.5%)	$230,400 (+1.5%)
2025	$1,788.00 (+2.46%) Homeowner's exemption	$113,500	$227,000
2024	$1,745.00
2023		$82,500	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11980 183rd Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (2013–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11980 183rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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