1198 Windermere Dr, Willoughby, OH 44094 Property Records

Lake County property record for 1198 Windermere Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,709 sqft · built 1945
Lot Size	0.125 acres (5,475 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Jan 2023)
Tax Bill	$3,075 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-056-D-00-004-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-056-D-00-004-0`
Alternative APN	`D 141`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	962 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,475 sqft (0.125 acres)
Lot Dimensions	148 ft deep x 37 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	312 sqft
Patio Area	312 sqft
Balcony	Balcony
Balcony Area	24 sqft
Canopy	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	D 141
Street Address	1198 WINDERMERE DR
City	WILLOUGHBY
State	OH
Zip	44094-7143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT
Legal Subdivision	WILLOBEE ON THE LAKE NO. 2
Legal Block	8
Legal Lot Number	21
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2002
Census Tract	201700

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1198 WINDERMERE DR, WILLOUGHBY, OH 44094-7143
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC
Jan 24, 2023	Warranty Deed, Construction Loan · Construction Mortgage LENDWELL LLC
Jan 19, 2023	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Jan 19, 2023
Deed Document Number	478908
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1198 WINDERMERE DR, WILLOUGHBY, OH 44094-7143
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015098
Date	Aug 4, 2023
Instrument	2023R015098

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 24, 2023
Property Address	1198 WINDERMERE DR, WILLOUGHBY, OH 44094-7143
Document Number	0000001311
Map Reference	VOL D PG 47
Instrument Date	Jan 23, 2023
Instrument	2023R001311
Transaction Type	Construction Loan
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803

Mortgage

Document Number	0000001312
Date	Jan 24, 2023
Instrument	2023R001312

Lender

Name	LENDWELL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2023: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LAKE OH
Recording Date	Jan 19, 2023
Property Address	1198 WINDERMERE DR, WILLOUGHBY, OH 44094-7143
Document Number	0000000989
Map Reference	VOL D PG 47
Instrument Date	Jan 18, 2023
Instrument	2023R000989
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 WINDERMERE DR, WILLOUGHBY, OH 44094-7143

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,075.00 (+52.53%) Homeowner's exemption	$32,480 (-) Land $10,230 Building $22,250
2022	$2,016.00 Homeowner's exemption	$32,480 Land $10,230 Building $22,250
2021			$92,780 Land $29,220 Building $63,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cogeco Cable Holdings II.

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