1198 Wellspring Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1198 Wellspring Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1966
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2023)
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0233-0096-00`

Property Details

APN / Parcel Number

Primary APN	`590-0233-0096-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	123 ft deep x 96 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1198 WELLSPRING DR
City	CINCINNATI
State	OH
Zip	45231-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLSPRING DR 96.49 X 123.02 IRR PT LOT 95 COUNTRY LANES SUB BLK C
Legal Subdivision	COUNTRY LANES SUB
Legal Block	C
Legal Lot Number	95
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2006
Census Tract	22101

Owner

Source: Hamilton County records · APN 590-0233-0096-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1198 WELLSPRING DR, CINCINNATI, OH 45231-3651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 02, 2021	Warranty Deed, Transfer
Jul 07, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Sep 02, 2021 · Amount on Record
Deed Document Number	2023-0026448
Deed Book / Page	14898 / 2003
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2023
Property Address	1198 WELLSPRING DR, CINCINNATI, OH 45231-3651
Document Number	0000026448
Book / Page	14898 / 2003
Map Reference	MB 92 PG 52
Instrument Date	Apr 07, 2023
Instrument	2023-0026448
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2023
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1198 WELLSPRING DR, CINCINNATI, OH 45231-3651

Mortgage

Document Number	0000026449
Date	Apr 19, 2023
Instrument	2023-0026449

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 02, 2021
Property Address	1198 WELLSPRING DR, CINCINNATI, OH 45231-3651
Document Number	0000106125
Book / Page	14494 / 1056
Map Reference	MB 92 PG 52
Instrument Date	Aug 09, 2021
Instrument	2021-0106125
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Tax	$618.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1198 WELLSPRING DR, 1198, CINCINNATI, OH 45231-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 1200, 1200, SAN FRANCISCO, CA 94104-1914
Investor	Possibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1198 WELLSPRING DR, CINCINNATI, OH 45231-3651
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060889
Date	Jul 07, 2017
Instrument	17-0060889

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	358 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,192.00 (+0.91%)	$72,100 (+%) Land $9,027 Building $63,073
2024	$4,154.00 (+1.22%)	$72,099 (-) Land $9,026 Building $63,073
2023	$4,104.00 (+82.08%)	$72,099 (+153%) Land $9,026 Building $63,073	$206,000 (+153.01%) Land $25,790 Building $180,210
2022	$2,254.00	$28,498 Land $7,634 Building $20,864
2020			$81,420 Land $21,810 Building $59,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 252 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

1198 Wellspring Dr, Cincinnati, OH 45231 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Wellspring Dr

Nearby Streets

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