1198 Waverly Cir, Hercules, CA 94547 Property Records

Contra Costa County property record for 1198 Waverly Cir, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,703 sqft · built 2004
Lot Size	0.099 acres (4,290 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Jul 2018)
Tax Bill	$13,702 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-680-034`

Property Details

APN / Parcel Number

Primary APN	`404-680-034`
Alternative APN	`404-680-034-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,703 sqft Living Area
1st Floor Area	1,202 sqft
2nd Floor Area	1,501 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Cluster
Lot Area	4,290 sqft (0.099 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1198 WAVERLY CIR
City	HERCULES
State	CA
Zip	94547-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8660 L34
Legal Subdivision	SUBDIVISION 8660
Legal Tract	8660
Legal Lot Number	34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	392300

Owner

1198 Waverly Cir is owned and occupied by two individuals who bought it in July 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1198 WAVERLY CIR, HERCULES, CA 94547-5406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 27, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Jun 1, 2005 · Amount on File
Deed Document Number	2018119989
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1198 WAVERLY CIR, HERCULES, CA 94547-5406
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119465
Date	Jun 19, 2020
Instrument	2020-119465

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 27, 2018
Property Address	1198 WAVERLY CIR, HERCULES, CA 94547-5406
Document Number	0000119989
Map Reference	MB 461 PG 28
Instrument Date	Jul 17, 2018
Instrument	2018-119989
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2015 TSUSHIMA ST, HERCULES, CA 94547-5480
Investor	Possibly a Property Investor

Mortgage

Document Number	0000119990
Date	Jul 27, 2018
Instrument	2018-119990

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.65%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 1198 Waverly Cir was $13,702.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$898,880 (+2%) Land $341,347 Building $557,533
2025	$13,702.00	$881,255 Land $334,654 Building $546,601
2023	$12,950.00 (+1.33%)	$847,037 Land $321,660 Building $525,377
2022	$12,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1198 Waverly Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1198 Waverly Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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