1198 Union Station Rd, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 1198 Union Station Rd, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,532 sqft · built 2015
Lot Size	0.428 acres (18,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,400 (Sep 2015)
Tax Bill	$2,914 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151040025004000000`

Property Details

APN / Parcel Number

Primary APN	`151040025004000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Basement Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	18,644 sqft (0.428 acres)
Lot Dimensions	174 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1198 UNION STATION RD
City	JACKSON
State	MO
Zip	63755-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 EAST RIDGE PLACE SUBD 24/38
Legal Range	13E
Legal Township	31S
Legal Section	08
Legal Subdivision	EAST RIDGE PLACE SUBD
Legal Lot Number	21
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	3
Census Block	3035
Census Tract	880502

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1198 UNION STATION RD, JACKSON, MO 63755-3509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF MO
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MISSOURI
Nov 12, 2019	Deed of Trust, Mortgage MISSOURI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Prior Sale	Nov 19, 2014
Deed Document Number	20159975
Last Transfer Date	Aug 29, 2019
Transfer Doc	0201908302
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	May 11, 2026
Property Address	1198 UNION STATION RD, JACKSON, MO 63755-3509
Document Number	0000003874
Instrument Date	May 4, 2026
Instrument	20263874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003874,
Date	May 11, 2026
Instrument	20263874

Lender

Name	BANK OF MO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.77%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1198 UNION STATION RD, JACKSON, MO 63755-3509
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110993
Date	Aug 13, 2021
Instrument	2021-10993

Lender

Name	BANK OF MISSOURI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1198 UNION STATION RD, JACKSON, MO 63755-3509
Document Number	0000011610
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1198 UNION STATION RD JACKSON MO 637553509, JACKSON, MO 63755-3509

Mortgage

Document Number	0000011610
Date	Nov 22, 2019
Instrument	11610

Lender

Name	MISSOURI CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65109

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2034

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Jackson City
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,010 (-) Land $8,310 Building $48,700	$300,078 (-) Land $43,747 Building $256,331
2025	$2,914.00 (+5.08%)	$57,010 (+4.99%) Land $8,310 Building $48,700	$300,078 (+5%) Land $43,747 Building $256,331
2023	$2,773.00	$54,300 Land $7,920 Building $46,380	$285,789 Land $41,664 Building $244,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON PWS serves 15,000 people · EPA ID MO4010404
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Big River Broadband Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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