1198 Trails End Ct, Windsor, CO 80550 Property Records

Larimer County property record for 1198 Trails End Ct, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,722 sqft · built 1999
Lot Size	0.412 acres (17,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jan 2019)
Tax Bill	$5,567 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`86244-06-088`

Property Details

APN / Parcel Number

Primary APN	`86244-06-088`
Alternative APN	`R1538098`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,722 sqft Living Area
Gross Area	4,793 sqft
Basement Area	1,372 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,945 sqft (0.412 acres)
View / Lot	Greenbelt/Park
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1538098
Street Address	1198 TRAILS END CT
City	WINDSOR
State	CO
Zip	80550-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88, RIDGE WEST PUD SUB, WIN
Legal Range	68W
Legal Township	6N
Legal Section	24
Legal Subdivision	RIDGE WEST PUD
Legal Lot Number	88
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

Source: Larimer County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Construction Mortgage FLATIRONS BANK
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 9, 2021	Beneficiary Deed, Transfer
Sep 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DYNAMIC MORTGAGE CONCEPTS INC
Jan 8, 2019	Warranty Deed, Transfer THE PRIVATE FUNDING SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on Record
Deed Sale	Jan 8, 2019 · Amount on Record
Prior Sale	Dec 19, 2002 · Amount on Record
Deed Document Number	20191039
Last Transfer Date	Apr 27, 2021
Transfer Doc	0000056142
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Apr 23, 2026
Property Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647
Document Number	0000018958
Instrument Date	Apr 22, 2026
Instrument	202618958
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647

Mortgage

Document Number	0000018958,
Date	Apr 23, 2026
Instrument	202618958

Lender

Name	FLATIRONS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 22, 2027

Interest

Rate	6.38%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025133
Date	Mar 11, 2021
Instrument	20210025133

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 9, 2021
Property Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647
Document Number	0000056142
Instrument Date	Apr 27, 2021
Instrument	20210056142
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Sep 20, 2019
Property Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647
Document Number	0000057286
Instrument Date	Sep 16, 2019
Instrument	20190057286
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647

Mortgage

Document Number	0000057287
Date	Sep 20, 2019
Instrument	20190057287

Lender

Name	DYNAMIC MORTGAGE CONCEPTS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 8, 2019
Property Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647
Document Number	0000001039
Instrument Date	Dec 28, 2018
Instrument	20190001039
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1198 TRAILS END CT, WINDSOR, CO 80550-4647

Mortgage

Document Number	0000001040
Date	Jan 8, 2019
Instrument	20190001040

Lender

Name	THE PRIVATE FUNDING SOLUTIONS LLC

Agreement

Amount	Amount Recorded
Term	14 Months
Due	Mar 1, 2020

Interest

Rate	8%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,567.00 (+22.35%)	$49,813 (+8.54%) Land $14,688 Building $35,125	$797,000 (+16.35%) Land $235,000 Building $562,000
2024	$4,550.00 (+4.57%)
2023	$4,351.00 (-1.76%)	$45,895 (+10.26%) Land $15,745 Building $30,150	$685,000 (+14.38%) Land $235,000 Building $450,000
2022	$4,429.00	$41,624 Land $8,271 Building $33,353	$598,900 Land $119,000 Building $479,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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