1198 Summit Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1198 Summit Dr, Annapolis, MD 21409 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,710 sqft · built 1973
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jul 2007)
Tax Bill$4,857 (2024)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-165-22020942

Property Details

APN / Parcel Number

Primary APN03-165-22020942
Alternative APNs
  • 3-165-22020942
  • 16522020942

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,710 sqft Living Area
1st Floor Area1,164 sqft
Basement Area546 sqft
Finished Basement546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,600 sqft (0.22 acres)
Deck Area120 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number16522020942
Street Address1198 SUMMIT DR
CityANNAPOLIS
StateMD
Zip21409-5110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9 BK RRR PL 10 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockRRR
Legal Lot Number9
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1013
Census Tract731004

Owner

Source: Anne Arundel County records · APN 03-165-22020942

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1198 SUMMIT DR, ANNAPOLIS, MD 21409-5110
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2007 · Amount on Record
Deed SaleJul 16, 2007 · Amount on Record
Prior SaleFeb 28, 2007 · Amount on Record
Deed Document Number20078098
Deed Book / Page19309 / 164
Transfer Doc0105500728
Record UpdatedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1198 SUMMIT DR, ANNAPOLIS, MD 21409-5110
Document Number0310470194
Book / Page031047 / 000194
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedJul 14, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1198 SUMMIT DR ANNAPOLIS MD 214095110, ANNAPOLIS, MD 21409-5110

Mortgage

Document Number0310470194
DateJun 15, 2017
Book Page031047/000194
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$395,033 (+6.61%)$430,700 (+14.18%) Land $241,800 Building $188,900
2024$4,857.00 (+21.61%)
2023$3,994.00 Homeowner's exemption$370,533$377,200 Land $231,800 Building $145,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Summit Dr

Nearby Streets

Search Property Records by Address or Parcel Number