Staunton City property record for 1198 Spaulding St, Staunton, VA 24401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 988 sqft · built 1962 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2026) |
| Tax Bill | $2,163 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit Aug 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721 |
| Primary APN | 1721 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 668 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 118 ft deep x 69 ft wide |
| Garage Area | 288 sqft |
| Driveway | Concrete Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1198 SPAULDING ST |
|---|---|
| City | STAUNTON |
| State | VA |
| Zip | 24401-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 10 LOT 1 SEC 2 |
| Legal Subdivision | CHERRY HILL FARMS |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | STAUNTON CITY VA |
| Township / Civil Division | STAUNTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 401 |
Source: Staunton City records · APN 1721
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 26, 2018 | Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DUPONT COMMUNITY CU |
| Feb 08, 2022 | Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU |
| May 29, 2026 | Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Jan 04, 2010 | Deed, Subdivision Related Transfer · Conventional Mortgage SIDUS FINANCIAL LLC |
| Mar 01, 2006 | Deed, Transfer · ARM ACCREDITED HOME LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jan 04, 2010 · Amount on Record |
| Deed Document Number | 20261335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Title Company | BANKERS TITLE/SHENANDOAH, BANKERS TITLE SHENANDOAH |
| Name | Verified Name |
|---|
| Document Number | 0180001739 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 180001739 |
| Name | DUPONT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESBORO, VA 22980 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Title Company | LILLY TITLE AND SETMNT LLC |
| Name | Verified Name |
|---|
| Document Number | 0200002204 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 200002204 |
| Name | DUPONT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESBORO, VA 22980 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2040 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220000491 |
|---|---|
| Date | Feb 08, 2022 |
| Instrument | 220000491 |
| Name | DUPONT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESBORO, VA 22980 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Jan 27, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Recording Date | May 29, 2026 |
| Property Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Document Number | 0000001335 |
| Instrument Date | May 12, 2026 |
| Instrument | 20261335 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | PIKE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Document Number | 0000001336, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20261336 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Recording Date | Jan 04, 2010 |
| Property Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Document Number | 0100000012 |
| Instrument Date | Dec 28, 2009 |
| Instrument | 100000012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1864 SPRING HILL RD UNIT D, D, STAUNTON, VA 24401-9017 |
| Document Number | 0100000013 |
|---|---|
| Date | Jan 04, 2010 |
| Instrument | 100000013 |
| Name | SIDUS FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, NC 27858 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2040 |
| Rate | 5.25% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Recording Date | Mar 01, 2006 |
| Property Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Document Number | 0060000788 |
| Instrument Date | Feb 28, 2006 |
| Instrument | 060000788 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1198 SPAULDING ST, STAUNTON, VA 24401-2067 |
| Document Number | 0060000789 |
|---|---|
| Date | Mar 01, 2006 |
| Instrument | 060000789 |
| Name | ACCREDITED HOME LENDERS INC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.69% |
| Type Change Date | Mar 01, 2009 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 8.49% |
| Index | 6-Month LIBOR |
| Max Rate | 13.9% |
| Document Number | 0060000790 |
|---|---|
| Date | Mar 01, 2006 |
| Instrument | 060000790 |
| Name | ACCREDITED HOME LENDERS INC |
|---|---|
| Type | Subprime Lender |
| Address | SAN DIEGO, CA 92127 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2021 |
Source: Staunton City records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Staunton City |
| Unified School District | Staunton City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,163.00 | $237,700 (-) Land $50,700 Building $187,000 | $237,700 (-) Land $50,700 Building $187,000 |
| 2025 | $2,163.00 (+17.36%) | $237,700 (+14.79%) Land $50,700 Building $187,000 | $237,700 (+14.79%) Land $50,700 Building $187,000 |
| 2023 | $1,843.00 | $207,080 Land $43,680 Building $163,400 | $207,080 Land $43,680 Building $163,400 |
Source: FEMA National Flood Hazard Layer, County delivery 51015C, updated March 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517900004013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures