1198 Mount Moriah Rd, Benton, KY 42025 Property Records

Marshall County property record for 1198 Mount Moriah Rd, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,760 sqft · built 1950
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Dec 2024)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00-00-109`

Property Details

APN / Parcel Number

Primary APN	`13-00-00-109`
Alternative APNs	`1049750` `1134240`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,760 sqft Living Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1134240
Street Address	1198 MOUNT MORIAH RD
City	BENTON
State	KY
Zip	42025-6958
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	2
Census Block	2015
Census Tract	950200

Owner

1198 Mount Moriah Rd is owned and occupied by an individual who bought it in December 2024.

Source: Marshall County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1198 MOUNT MORIAH RD, BENTON, KY 42025-6958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage NP INC
Dec 30, 2024	Warranty Deed, Transfer · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024 · Amount on File
Deed Sale	Dec 30, 2024 · Amount on File
Prior Sale	Aug 5, 2020 · Amount on File
Deed Book / Page	520 / 653
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	1198 MOUNT MORIAH RD, BENTON, KY 42025-6958
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG872/385
Date	Nov 15, 2017
Book Page	MTG 872/385
Instrument	1013890

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 14, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	1198 MOUNT MORIAH RD, BENTON, KY 42025-6958
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG991/139
Date	Oct 25, 2021
Book Page	MTG 991/139
Instrument	1040887

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Dec 30, 2024
Property Address	1198 MOUNT MORIAH RD, BENTON, KY 42025-6958
Document Number	DEED520/653
Book / Page	DEED520 / 653
Instrument Date	Dec 27, 2024
Instrument	1115456
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4588 ROOSEVELT RD, DEXTER, KY 42036-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 MOUNT MORIAH RD, BENTON, KY 42025-6958

Mortgage

Document Number	0001115457
Date	Dec 30, 2024
Instrument	1115457

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Aug 5, 2020
Property Address	1198 MOUNT MORIAH RD, BENTON, KY 42025-6958
Document Number	DEED478/530
Book / Page	DEED 478 / 530
Instrument Date	Jul 22, 2020
Instrument	1031536
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 214, BENTON, KY 42025-0214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1198 MOUNT MORIAH RD, BENTON, KY 42025-6958

Mortgage

Document Number	1031539
Date	Aug 5, 2020
Instrument	1031539

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1198 Mount Moriah Rd was $2,154.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,154.00	$223,000 Land $15,000 Building $208,000	$223,000 Land $15,000 Building $208,000
2023	$1,493.00	$148,000 Land $10,000 Building $138,000
2022			$148,000 Land $10,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1198 Mount Moriah Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1198 Mount Moriah Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARSHALL WATER DISTRICT #1 serves 16,276 people · EPA ID KY0790319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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