1198 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 1198 Mount Loretta Ave, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,896 sqft · built 1871
Lot Size0.255 acres (11,115 sqft)
OwnerIndividual Name on Record
Last Sale$156,100 (Jun 2015)
Tax Bill$2,468 (2024)
Deeds & MortgagesDec 2021 Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN10-36-128-001

Property Details

APN / Parcel Number

Primary APN10-36-128-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,896 sqft Living Area
1st Floor Area616 sqft
Upper Floors Area840 sqft
Attic Area216 sqft
Basement Area840 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1871
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,115 sqft (0.255 acres)
Lot Dimensions195 ft deep x 57 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area164 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1198 MOUNT LORETTA AVE
CityDUBUQUE
StateIA
Zip52003-7824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 1-1-2 OF MIN LOT 42 & LOT 2-2-4 OF MIN LOT 42
Legal SubdivisionBRYANT
Legal Lot Number1-4,42 1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3004
Census Tract801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1198 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
DUBUQUE BANK & TRUST CO
Aug 12, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2015 · Amount on Record
Deed SaleJun 29, 2015 · Amount on Record
Prior SaleJun 29, 2015 · Amount on Record
Deed Document Number0000008350
Last Transfer DateAug 12, 2022
Transfer Doc0000010156
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1198 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7824
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020921
DateDec 27, 2021
Instrument2021-00020921
Lender
NameDUBUQUE BANK & TRUST CO
TypeBank
AddressDUBUQUE, IA 52001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateAug 12, 2022
Property Address1198 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7824
Document Number0000010156
Instrument DateAug 11, 2022
Instrument2022-00010156
Transaction TypeTransfer
Record UpdatedAug 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1198 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7824

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$216,500 (+19.09%) Land $37,300 Building $179,200$216,500 (+19.09%) Land $37,300 Building $179,200
2024$2,468.00 (+0.16%)
2023$181,800 (+19.82%) Land $33,900 Building $147,900$181,800 (+19.82%) Land $33,900 Building $147,900
2022$2,464.00 Homeowner's exemption$151,730 Land $30,520 Building $121,210
2021$151,730 Land $30,520 Building $121,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

Nearby Properties on Mount Loretta Ave

Nearby Streets

Search Property Records by Address or Parcel Number