Hampden County and Chicopee City property record for 1198 Montgomery St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,895 sqft · built 1916 |
| Lot Size | 0.157 acres (6,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Sep 2023) |
| Tax Bill | $5,653 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 583-00009 |
| Primary APN | 583-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,895 sqft Living Area |
| Gross Area | 3,914 sqft |
| 1st Floor Area | 1,648 sqft |
| Attic | Attic |
| Attic Area | 986 sqft |
| Basement Area | 986 sqft |
| Unfinished Basement | 986 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,843 sqft (0.157 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 583-00009 |
|---|---|
| Street Address | 1198 MONTGOMERY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13 |
| Legal Subdivision | RIDGEWOOD VILLAGE |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 811101 |
1198 Montgomery St is owned and occupied by an individual who bought it in September 2023.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1198 MONTGOMERY ST, CHICOPEE, MA 01013-3947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Quit Claim Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Dec 23, 2020 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Oct 27, 2017 | Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Dec 23, 2020 · Amount on File |
| Deed Book / Page | 25141 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 1, 2023 |
| Property Address | 1198 MONTGOMERY ST, CHICOPEE, MA 01013-3947 |
| Document Number | 0025141-25 |
| Book / Page | 25141 / 25 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 41466 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 SOUTHPOINT DR # 29, 29, AMHERST, MA 01002-3612 |
| Document Number | 0000041467 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 41467 |
| Name | GENEVA FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 23, 2020 |
| Property Address | 1198 MONTGOMERY ST, CHICOPEE, MA 01013-3947 |
| Document Number | 23609-281 |
| Book / Page | 23609 / 281 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 77684 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 42 WINNIPEG ST, SPRINGFIELD, MA 01108-3226 |
| Document Number | 77685 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 77685 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 27, 2017 |
| Property Address | 1198 MONTGOMERY ST, CHICOPEE, MA 01013-3947 |
| Document Number | 21921-71 |
| Book / Page | 021921 / 000071 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 63864 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 CONNECTICUT AVE SPRINGFIELD MA 011041054, SPRINGFIELD, MA 01104-1054 |
| Document Number | 21921-74 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 021921/000074 |
| Instrument | 63865 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
The 2026 property tax bill for 1198 Montgomery St was $5,653, up 4% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,653.00 (+4.01%) | $370,900 (+3.46%) Land $69,700 Building $301,200 | $347,358 (+5.89%) |
| 2025 | $5,435.00 (+5.7%) | $358,500 (+2.9%) Land $64,000 Building $294,500 | $328,035 |
| 2024 | $5,142.00 (+6.59%) | $348,400 (+9.42%) Land $62,700 Building $285,700 | |
| 2023 | $4,824.00 | $318,400 Land $57,000 Building $261,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1198 Montgomery St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1198 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures