1198 Lazy Lake Rd E, Dunedin, FL 34698 Property Records

Pinellas County property record for 1198 Lazy Lake Rd E, Dunedin, FL 34698 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,030 sqft · built 1969
Lot Size	0.311 acres (13,547 sqft)
Owner	2 Individual Names on File
Last Sale	$74,000 (May 1998)
Tax Bill	$913 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-7655-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-7655-1`
Alternative APNs	`25-28-15-50688-000-0160` `281525506880000160` `152825506880000160` `R267602`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,030 sqft Living Area
Gross Area	1,537 sqft
1st Floor Area	1,030 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,547 sqft (0.311 acres)
Lot Dimensions	100 ft deep x 63 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	317 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	190 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R267602
Street Address	1198 LAZY LAKE RD E
City	DUNEDIN
State	FL
Zip	34698-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAZY LAKE VILLAGE S 63FT OF LOTS 16 AND 16A
Legal Range	15E
Legal Township	28S
Legal Section	25
Legal Subdivision	LAZY LAKE VILLAGE
Legal Tract	50688
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3014
Census Tract	26909

Owner

Source: Pinellas County records · APN C62-000-742-7655-1

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1198 LAZY LAKE RD E, DUNEDIN, FL 34698-4628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 09, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 1998 · Amount on Record
Deed Sale	May 05, 1998 · Amount on Record
Deed Book / Page	10083 / 1653
Last Transfer Date	Sep 02, 2020
Transfer Doc	0211620836
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1198 LAZY LAKE RD E, DUNEDIN, FL 34698-4628
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196460613
Date	May 30, 2017
Book Page	19646/0613
Instrument	2017166896

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 14, 2020
Property Address	1198 LAZY LAKE RD E, DUNEDIN, FL 34698-4628
Document Number	0211620836
Book / Page	21162 / 836
Map Reference	MB 61 PG 12
Instrument Date	Sep 02, 2020
Instrument	2020272582
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	ALLIANCE TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 LAZY LAKE RD E, DUNEDIN, FL 34698-4628

Mortgage

Document Number	0021162837
Date	Sep 14, 2020
Instrument	21162/837

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 09, 2018
Property Address	1198 LAZY LAKE RD E, DUNEDIN, FL 34698-4628
Document Number	0199361612
Book / Page	019936 / 001612
Instrument Date	Feb 01, 2018
Instrument	41939
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1198 LAZY LAKE RD E DUNEDIN FL 346984628, DUNEDIN, FL 34698-4628

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (+7.92%)	$93,412 (+5.99%)	$323,136 (+9.2%) Land $172,482 Building $150,654
2024	$846.00 (+3.68%)
2023	$816.00 (+5.15%) Homeowner's exemption	$88,135 (+3%)	$295,910 (+19.27%) Land $178,821 Building $117,089
2022	$776.00 Homeowner's exemption	$85,568	$248,108 Land $166,736 Building $81,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030269093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 50 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2024, rainfall accumulation, Hurricane Debby

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 434 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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