1198 Lance Leaf Ct, Elizabeth, CO 80107 Property Records

Elbert County property record for 1198 Lance Leaf Ct, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,362 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Mar 2023)
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85133-02-048`

Property Details

APN / Parcel Number

Primary APN	`85133-02-048`
Alternative APN	`R121084`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,362 sqft Living Area
Basement Area	1,074 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R121084
Street Address	1198 LANCE LEAF CT
City	ELIZABETH
State	CO
Zip	80107-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SECTION: 13 TOWNSHIP: 8 RANGE: 65SUBDIVISION: RITORO F1 BLOCK: 8 LOT: 11
Legal Range	65
Legal Township	08
Legal Section	13
Legal Subdivision	RITORO F1
Legal Block	8
Legal Lot Number	11
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2027
Census Tract	961208

Owner

1198 Lance Leaf Ct is owned and occupied by an individual who bought it in March 2023.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Feb 18, 2020	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Prior Sale	Feb 18, 2020 · Amount on File
Deed Document Number	625681
Deed Book / Page	833 / 946
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Mar 20, 2023
Property Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503
Document Number	0008330946
Book / Page	833 / 946
Instrument Date	Mar 15, 2023
Instrument	625681
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503

Mortgage

Document Number	0000625682
Date	Mar 20, 2023
Instrument	625682

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503

Mortgage

Document Number	0008290336
Date	Jul 7, 2022
Book Page	829/336
Instrument	620974

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Feb 18, 2020
Property Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503
Document Number	0008010559
Book / Page	0801 / 0559
Instrument Date	Nov 26, 2019
Instrument	592882
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1198 LANCE LEAF CT, ELIZABETH, CO 80107-8503

Mortgage

Document Number	0000592883
Date	Feb 18, 2020
Instrument	592883

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1198 Lance Leaf Ct was $6,328.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Municipality	Elizabeth Town
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,328.00	$38,380 Land $6,250 Building $32,130	$614,100 Land $100,000 Building $514,100
2023	$5,991.00 (+16.51%)	$35,880 (+18.93%) Land $5,770 Building $30,110	$535,600 (+23.41%) Land $86,153 Building $449,447
2022	$5,142.00	$30,170 Land $4,520 Building $25,650	$434,000 Land $65,000 Building $369,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1198 Lance Leaf Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1198 Lance Leaf Ct is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 74% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELIZABETH serves 4,523 people · EPA ID CO0120010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Kellin Communications.

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