Osceola County property record for 1198 Laguna Cir, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,149 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $335,000 (Oct 2008) |
| Tax Bill | $6,281 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 2625314420000H0080 |
| Primary APN | 2625314420000H0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,149 sqft Heated Area |
| Gross Area | 2,611 sqft |
| 1st Floor Area | 2,149 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 163 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Deck Area | 636 sqft |
| Patio Area | 204 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 92508 |
|---|---|
| Street Address | 1198 LAGUNA CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | NEW EDEN ON THE LAKES UNIT C PB 2 PG 028 LOT H |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON LK 11&14 |
| Legal Tract | 4420 |
| Legal Block | H |
| Legal Lot Number | H |
| Legal Unit | C |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 6793 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7642 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2008 · Amount on Record |
| Deed Sale | Oct 2, 2008 · Amount on Record |
| Prior Sale | Feb 12, 2003 · Amount on Record |
| Deed Document Number | 2008158543 |
| Deed Book / Page | 3745 / 0384 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,281.00 (+10.41%) | $401,900 (+2.42%) Land $78,000 Building $323,900 | $401,900 (+2.42%) Land $78,000 Building $323,900 |
| 2023 | $5,689.00 (+14.72%) | $392,400 (+24.45%) Land $78,000 Building $314,400 | $392,400 (+24.45%) Land $78,000 Building $314,400 |
| 2022 | $4,959.00 | $315,300 Land $78,000 Building $237,300 | $315,300 Land $78,000 Building $237,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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