1198 Hillcrest Dr, Troy, OH 45373 Property Records

Miami County property record for 1198 Hillcrest Dr, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	2,026 sqft Living Area
Lot Size	37,292 sqft (0.856 acres)
Occupancy	Owner Occupied
Last Sale	$166,500 (2016)
Tax Bill	$2,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C06-081408`
Alternative APNs	`050632.4-05-011-00` `C06CC032B04500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,026 sqft Living Area
1st Floor	2,026 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1988
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Foundation Type	Raised Foundation
Lot Area	37,292 sqft (0.856 acres)
Depth X Width	226 ft x 165 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	525 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	144 sqft Shed
Patio Area	120 sqft Patio
Porch	Porch
Porch Area	324 sqft Porch
Canopy Area	12 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Old Parcel Number	C06CC032B04500
Street Address	1198 HILLCREST DR
City	TROY
State	OH
Zip	45373-4416
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6-5-32 LOT 9 CEDAR RIDGE #1
Legal Range	05
Legal Township	06
Legal Section	32
Legal Subdivision	CEDAR RIDGE #1
Legal Lot Number	9
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1044
Census Tract	365302

Owner

Source: Miami County records · APN C06-081408

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1198 HILLCREST DR, TROY, OH 45373-4416
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2016 · Amount on Record
Deed Sale	Mar 14, 2016 · Amount on Record
Prior Sale	Feb 23, 2016
Deed Doc Number	374
Record Refreshed	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1198 HILLCREST DR, TROY, OH 45373-4416
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011102
Date	Sep 23, 2019
Instrument	2019OR-11102

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 06, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (-6.96%) Homeowner's exemption	$79,880 (+1.42%) Land $17,050 Building $62,830	$228,200 (+1.42%) Land $48,700 Building $179,500
2024	$3,059.00 (+2.03%) Homeowner's exemption	$78,760 (-) Land $15,650 Building $63,110
2023	$2,998.00 (+17.02%) Homeowner's exemption	$78,760 (-) Land $15,650 Building $63,110	$225,000 (-) Land $44,700 Building $180,300
2022	$2,562.00 Homeowner's exemption	$78,760 Land $15,650 Building $63,110	$225,000 Land $44,700 Building $180,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 31% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.