1198 Highview Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1198 Highview Dr, Annapolis, MD 21409 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,778 sqft · built 1989
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jun 2022)
Tax Bill$5,358 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-165-20727000

Property Details

APN / Parcel Number

Primary APN03-165-20727000
Alternative APNs
  • 3-165-20727000
  • 16520727000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,778 sqft Living Area
Gross Area1,874 sqft
1st Floor Area752 sqft
Basement Area342 sqft
Finished Basement342 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,600 sqft (0.22 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area156 sqft
Deck Area160 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number16520727000
Street Address1198 HIGHVIEW DR
CityANNAPOLIS
StateMD
Zip21409-5063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BK PP PL 3 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockPP
Legal Lot Number12
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2009
Census Tract731003

Owner

Source: Anne Arundel County records · APN 03-165-20727000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1198 HIGHVIEW DR, ANNAPOLIS, MD 21409-5063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 16, 2022Deed, Transfer · Conventional Mortgage
TD BANK NA
Sep 05, 2018Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleSep 05, 2018 · Amount on Record
Deed Book / Page38840 / 58
Transfer Doc0117010319
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1198 HIGHVIEW DR, ANNAPOLIS, MD 21409-5063
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0377460376
DateOct 21, 2021
Book Page37746/376
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueOct 01, 2048

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 16, 2022
Property Address1198 HIGHVIEW DR, ANNAPOLIS, MD 21409-5063
Document Number0388400058
Book / Page38840 / 58
Map ReferenceMB 21 FO 45
Instrument DateJun 10, 2022
Transaction TypeTransfer
Record UpdatedJul 01, 2022
Title CompanyEAGLE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1198 HIGHVIEW DR, ANNAPOLIS, MD 21409-5063

Mortgage

Document Number0003884068
DateJun 16, 2022
Instrument38840/68
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 05, 2018
Property Address1198 HIGHVIEW DR, ANNAPOLIS, MD 21409-5063
Document Number0324540295
Book / Page32454 / 295
Map ReferenceMB21 FO45
Instrument DateAug 17, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyMARYLAND FIRST TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1198 HIGHVIEW DR, ANNAPOLIS, MD 21409-5063

Mortgage

Document Number0032454301
DateSep 05, 2018
Instrument32454/301
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$443,400 (+7.39%)$492,800 (+17.7%) Land $241,800 Building $251,000
2024$5,358.00 (+18.86%)
2023$4,508.00$412,900$418,700 Land $231,800 Building $186,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003, rainfall accumulation, Hurricane Isabel
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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