1198 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 1198 Gorham St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,006 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2019)
Tax Bill	$7,834 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G06775`

Property Details

APN / Parcel Number

Primary APN	`G06775`
Alternative APNs	`LOWE M:186 B:2675 L:1198` `M:000186 T:G06775`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,006 sqft Living Area
Gross Area	4,542 sqft
1st Floor Area	1,180 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	G06775
Street Address	1198 GORHAM ST
City	LOWELL
State	MA
Zip	01852-5221
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TMU
Legal Block	2675
Legal Lot Number	1198
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1003
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1198 GORHAM ST, LOWELL, MA 01852-5221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 11, 2019	Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG
Jun 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jan 14, 2002 · Amount on Record
Deed Document Number	201938762
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	33336-60
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1198 GORHAM ST, LOWELL, MA 01852-5221
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036719-282
Date	Jan 13, 2022
Book Page	36719/282
Instrument	1991

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 11, 2019
Property Address	1198 GORHAM ST, LOWELL, MA 01852-5221
Document Number	33336-60
Book / Page	033336 / 000060
Instrument Date	Sep 6, 2019
Instrument	38762
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198-1200 GORHAM ST LOWELL MA 018525221, LOWELL, MA 01852-5221

Mortgage

Document Number	33336-63
Date	Sep 11, 2019
Book Page	033336/000063
Instrument	38763

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 11, 2019
Property Address	1198 GORHAM ST, LOWELL, MA 01852-5221
Document Number	33047-280
Book / Page	033047 / 000280
Instrument Date	Jun 7, 2019
Instrument	22508
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 GORHAM ST LOWELL MA 018525221, LOWELL, MA 01852-5221

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,834.00 (+8.58%)	$690,200 (+9.82%) Land $168,200 Building $522,000	$663,191
2025	$7,215.00 (+7.46%)	$628,500 (+11.5%) Land $152,700 Building $475,800
2024	$6,714.00 (+7.56%)	$563,700 (+12.16%) Land $142,800 Building $420,900
2023	$6,242.00	$502,600 Land $124,100 Building $378,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

Nearby Properties on Gorham St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures