Suffolk County and Islip Town property record for 1198 E 3rd Ave, Bay Shore, NY 11706
| Property Type | Duplex |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Oct 2001) |
| Tax Bill | $9,363 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 315.-2-5.11 |
| Primary APN | 472889 315.-2-5.11 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Width | 82 ft Width |
| Account Number | 113618 |
|---|---|
| Street Address | 1198 E 3RD AVE |
| City | BAY SHORE |
| State | NY |
| Zip | 11706-5536 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CAA |
| Legal Description | T039H00000000 |
| Legal Subdivision | MAP BROOKSIDE MEWS SECTION I |
| Legal Block | 5000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 146004 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1198 E 3RD AVE, BAY SHORE, NY 11706-5536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2019 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG |
| Feb 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2001 · Amount on Record |
| Deed Sale | Oct 24, 2001 · Amount on Record |
| Prior Sale | Mar 4, 1996 · Amount on Record |
| Deed Book / Page | 12149 / 162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1198 E 3RD AVE, BAY SHORE, NY 11706-5536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231030606 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 23103/606 |
| Instrument | DK039699 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Mar 1, 2048 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1198 E 3RD AVE, BAY SHORE, NY 11706-5536 |
| Document Number | 0231610023 |
| Instrument Date | Nov 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1198 E 3RD AVE BAY SHORE NY 117065536, BAY SHORE, NY 11706-5536 |
| Document Number | 0231610023 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 023161/000023 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 4, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1198 E 3RD AVE, BAY SHORE, NY 11706-5536 |
| Document Number | 0229090543 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 1198 E 3RD AVE BAY SHORE NY 117065536, BAY SHORE, NY 11706-5536 |
| Document Number | 0229090543 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 022909/000543 |
| Name | UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,900 (-) Land $6,800 Building $30,100 | $519,719 (-) Land $95,775 Building $423,944 | |
| 2024 | $9,363.00 | $519,719 (+2.54%) Land $95,775 Building $423,944 | |
| 2023 | $36,900 Land $6,800 Building $30,100 | $506,869 Land $93,407 Building $413,462 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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