1198 Co Rd 2400 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1198 Co Rd 2400 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$73,500 (Jul 2012)
Tax Bill	$7,405 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-100-045`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-100-045`

Exterior

Lot Area	218,236 sqft (5.01 acres)

Location & Zoning

Street Address	1198 COUNTY ROAD 2400 E
City	SAINT JOSEPH
State	IL
Zip	61873-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 6, PT 7 BALEYS, JOHN, ESTATE SUB AND OTHER LAND
Legal Range	11E
Legal Township	18N
Legal Section	06
Legal Subdivision	BALEYS, JOHN, ESTATE SUB AND OTHER LAND
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SOUTH HOMER
Census Block Group	4
Census Block	4023
Census Tract	10800

Owner

1198 Co Rd 2400 E is owned and occupied by two individuals who bought it in July 2012.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1198 COUNTY ROAD 2400 E, SAINT JOSEPH, IL 61873-9762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Dec 20, 2017	Deed of Trust, Mortgage PRIME LNDG
Nov 20, 2017	Trustee's Deed, Construction Loan · Line of Credit PHILO EXCHANGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on File
Deed Sale	Jul 30, 2012 · Amount on File
Deed Document Number	201218696
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1198 COUNTY ROAD 2400 E, SAINT JOSEPH, IL 61873-9762
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019389
Date	Sep 23, 2020
Instrument	2020R19389

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1198 COUNTY ROAD 2400 E, SAINT JOSEPH, IL 61873-9762
Document Number	0000023775
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1198 COUNTY ROAD 2400 E ST JOSEPH IL 61873, ST JOSEPH, IL 61873

Mortgage

Document Number	0000023775
Date	Dec 22, 2017
Instrument	23775

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

Interest

Rate	3.99%

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 20, 2017
Property Address	1198 COUNTY ROAD 2400 E, SAINT JOSEPH, IL 61873-9762
Instrument Date	Sep 7, 2017
Instrument	21830
Transaction Type	Construction Loan
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 FIELDS SOUTH DR CHAMPAIGN IL 618223687, CHAMPAIGN, IL 61822-3687

Mortgage

Document Number	0000021830
Date	Nov 20, 2017
Instrument	21830

Lender

Name	PHILO EXCHANGE BK
Type	Bank
Address	PHILO, IL 61864

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	South Homer Township
Unified School District	Heritage Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,910 Land $36,010 Building $78,900	$344,730 Land $108,030 Building $236,700
2024	$7,405.00
2022	$6,370.00 Homeowner's exemption	$96,590 Land $29,490 Building $67,100	$289,770 Land $88,470 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1198 Co Rd 2400 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1198 Co Rd 2400 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Nextlink, Rise Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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