1198 Boyd St, Troy, MI 48083 Property Records

Oakland County property record for 1198 Boyd St, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 660 sqft · built 1928
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$202,000 (May 2024)
Tax Bill$3,017 (2025)
Deeds & MortgagesMay 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-23-352-021

Property Details

APN / Parcel Number

Primary APN88-20-23-352-021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area660 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeGable
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1198 BOYD ST
CityTROY
StateMI
Zip48083-5409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 22 & 23 BEAVER RUN SUB LOT 67
Legal Range11E
Legal Township2N
Legal Section22
Legal SubdivisionBEAVER RUN SUB
Legal Lot Number67
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2015
Census Tract197200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address785 HUMMINGBIRD DR, ROCHESTER, MI 48307-4946
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2024 · Amount on Record
Deed SaleMay 3, 2024 · Amount on Record
Prior SaleMay 24, 2011 · Amount on Record
Deed Document Number202448901
Deed Book / Page59328 / 257
Prior Transfer DateMay 31, 1997
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1198 BOYD ST, TROY, MI 48083-5409
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 HUMMINGBIRD DR, ROCHESTER, MI 48307-4946

Mortgage

Document Number0000048902
DateMay 3, 2024
Book Page59328/260
Instrument48902
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,017.00 (+12.11%)
2023$144,140
2022$2,691.00$72,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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